Derek Perez
Map of Lutz, Florida

Homes for sale in

Lutz, Florida

Lake country living minutes from Tampa

311

Homes for sale

$489,999

Median list price

$269

Avg price / sqft

35

Median days on market

Lutz sits in the northern reach of Hillsborough County, where oak-lined roads, small lakes, and larger-lot properties give it a semi-rural feel that's rare this close to the city. It's the kind of place where you can keep a boat, still make it to Tampa International in about 26 minutes, and reach downtown Tampa in roughly 28. Families gravitate here for the assigned schools — Steinbrenner High, Martinez Middle, and McKitrick Elementary among them — and the mix of established communities like Crystal Lakes and Heron Cove.

For buyers today, the market is broad and active: 311 listings with a median list price of $489,999, running from a $99,000 entry point up to nearly $5.6 million. Detached houses dominate the mix, but there's real range if you look at the townhomes & condos or the 116 gated communities on the market. Homes are moving at a measured pace — a median of 35 days — which gives you time to tour without rushing a decision.

Lutz is in Hillsborough County, Florida.

30-minute drive area around Lutz

Within a 30-minute drive

Quick facts

$99,000$5.6M price range

2,130 sqft median home

$2,715/mo median rent

Leans seller right now

Drive times

Tampa Int’l Airport (TPA)26 min
Downtown Tampa28 min

Fresh on the market

Newest homes in Lutz

View all 311 homes →

250 of 311 active listings shown

Open full map search →

Find your fit

Most popular Lutz searches

The numbers that matter

The Lutz market

Leans seller

4.9 months of inventory

Seller’s marketBuyer’s market

Demand still outpaces supply, but buyers have a little more room.

Lutz vs Hillsborough County

Median list price

Lutz$490K
Hillsborough Co.$425K

Price per sqft

Lutz$269
Hillsborough Co.$286

Days on market

Lutz35d
Hillsborough Co.35d

Median sold price — 3-yr, 3-mo rolling

1.8% yr/yr

$431K$505K$580KJul ’23Jun ’26

Homes on the market

4.5% yr/yr

253338423Jul ’23Jun ’26

Homes sold per month

050100Jul ’24Jun ’26

Live Stellar MLS data — listings and closed sales in Lutz, FL. Rolling medians smooth single-month swings in thin markets.

Where to look

Lutz neighborhoods

Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.

For the school run

School zones with homes for sale

Homes matched to official attendance boundaries — always verify zoning with the district.

Beyond the listings

Living in Lutz

01

Genuine lake access

With 42 waterfront listings currently active, Lutz delivers real lake living — boating, fishing, and water views — without leaving the Tampa metro.

02

Quick airport and city commutes

Tampa International sits about 26 minutes away and downtown Tampa about 28, so you get space without a long haul to work or the terminal.

03

Strong assigned schools

Families are drawn to schools like Steinbrenner High, Martinez Middle, and McKitrick Elementary, which anchor many of the area's neighborhoods.

04

Gated community options

Roughly 116 of the active listings are in gated communities, from established enclaves to newer developments across the area.

05

Room to buy at every level

Prices span $99,000 to $5.6 million, so first-time buyers and luxury shoppers both have real inventory to work with.

Population

26,731

Median age

40.2

Median income

$114,516

Median home value

$451,800

What people here are into

Active

Top 12% in the U.S.

Yoga Advocates

Improving flexibility, strength, and overall well-being is the yogi's aim. This population is looking for the right community, instruction, and accessories.

Hobbies & Interests

Top 16% in the U.S.

Animal Advocates

Passionate about animal welfare, this population wants to know how best to care for their own pets (with toys and training) and help other animals find their fur-ever home.

Relationships

Top 18% in the U.S.

Connected Motherhood

Motherhood is a unique journey for every woman. There are highs, lows,and lots to celebrate. These moms seek to share their experiences and engage with a community of moms.

Beliefs

Top 20% in the U.S.

Spiritual Practices

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

Active

Top 21% in the U.S.

Fitness Obsession

Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.

Attitudes

Top 21% in the U.S.

Deal Seekers

These people are hunting discounts, contests, and promotions. The population loves a good sale, and they can't wait to share their bargain finds and winnings with friends and family.

On the calendar

Near Lutz

What it really costs

Owning here

Owning the median Lutz home

$3,397/mo

Principal & interest $2,582
Property tax $441
HOA / fees $164
Insurance (est.) $210

$489,999 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

6%

In a FEMA flood zone

Ask about flood insurance early — it changes the payment

$2,715/mo

Median rent

71 homes for rent right now

Straight answers

Lutz real estate FAQs

Is Lutz a good place to live?+

Lutz appeals to buyers who want a quieter, lake-dotted setting while staying close to Tampa — the airport is about 26 minutes out and downtown roughly 28. It's especially popular with families thanks to schools like Steinbrenner High and McKitrick Elementary, and neighborhoods range from waterfront pockets to gated communities.

Is Lutz expensive?+

The median list price is $489,999, which puts Lutz above the county's most affordable areas but with wide range. Listings start around $99,000 and climb past $5.5 million, and 40 homes are currently priced over $1 million, so budgets from entry-level to luxury are all in play — you can browse by price to narrow things down.

What do homes cost in Lutz?+

Expect around $269 per square foot, with a median home size of about 2,130 square feet landing near that $489,999 median list price. Single-family houses make up the bulk of inventory at 216 listings, while townhomes & condos offer lower entry points with 47 townhouses and 36 condos available.

How is the Lutz housing market right now?+

There are 311 active listings and homes are selling at a median of 35 days on market, a balanced pace that gives buyers room to negotiate. If you want to see where sellers are flexible, check the just reduced listings or plan around open houses this week.

What about HOA fees and property taxes in Lutz?+

The median HOA runs about $164 per month, though many single-family properties on larger lots carry no HOA at all. Median property tax is around $5,292 a year, and for comparison the median rent in the area is $2,715 per month.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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