
Homes for sale in
Okaloosa County, Florida
Emerald Coast living from the beach to the bay
7
Homes for sale
$350,000
Median list price
$344
Avg price / sqft
24
Median days on market
Okaloosa County anchors Florida's Emerald Coast, where sugar-white sand and the Gulf define daily life. Destin is the marquee name here — a boating and fishing town where the water is the main event and the lifestyle runs from morning charters to sunset on the pass. Between the beaches and the bay, buyers find everything from walkable townhomes & condos to detached single-family homes on quieter interior streets.
The market here is tight and moves quickly: just 7 active listings right now, with a median list price of $350,000 spanning a wide $179,999 to $1,950,000 range. Homes are selling in about 24 days and sellers are pulling in 97% of asking, so well-priced listings don't linger. If your budget stretches, there are two luxury homes ($1m+) on the market — and it's worth watching what's just reduced.
Within a 30-minute drive of the county center
Quick facts
4 cities & towns
$179,999 – $1.9M price range
1,700 sqft median home
Leans buyer right now
Fresh on the market
Newest homes in Okaloosa County
View all 7 homes →
$350,000
111 GULF WINDS COURT UNIT 111, DESTIN
2 bd · 2 ba · 840 sqft

$429,900$439,900
617 SAILBOAT DRIVE, NICEVILLE
3 bd · 2 ba · 1,608 sqft

$269,999$270,000
1206 EGO DRIVE, CRESTVIEW
3 bd · 2 ba · 1,700 sqft

$1,950,000
79 MARK STREET, DESTIN
5 bd · 4 ba · 2,378 sqft

$179,999$191,500
307 CROOKED PINE TRAIL, CRESTVIEW
3 bd · 2.5 ba · 1,564 sqft

$1,849,999$1,990,000
410 WINDJAMMER COURT, DESTIN
4 bd · 3.5 ba · 4,318 sqft

$348,000$352,000
105 PENTECOST WAY, FORT WALTON BEACH
4 bd · 2.5 ba · 1,726 sqft
7 of 7 active listings shown
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Property features
The numbers that matter
The Okaloosa County market
Leans buyer
8.4 months of inventory
Inventory is building — buyers have leverage and time.
12
Sold, last 12 months
$316,990
Median sold price
97%
Sale-to-list ratio
What sellers actually get vs asking
19 days
Median time to sell
Okaloosa County vs Florida
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▼ 9.5% yr/yr
Homes on the market
▼ 16.7% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Okaloosa County, FL. Rolling medians smooth single-month swings.
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Cities in Okaloosa County
Show all 4 Okaloosa County cities A–ZHide the full city list+
Beyond the listings
Living in Okaloosa County
Emerald Coast beaches
Okaloosa County sits on Florida's Gulf coast, where white sand and clear water shape the daily rhythm.
Destin at the center
Destin is the county's best-known community, a fishing and boating hub that draws buyers to the water.
Fast-moving inventory
With homes selling in a median 24 days, the small pool of listings turns over quickly.
Strong seller leverage
Sellers are averaging 97% of asking price, a sign of steady demand against limited supply.
Range for every budget
Active prices run from $179,999 to $1,950,000, covering entry-level condos through Gulf-adjacent luxury.
Population
214,281
Median age
37.3
Median income
$79,097
Median home value
$324,800
What people here are into
Hobbies & Interests
Top 15% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Entertainment
Top 17% in the U.S.Lighthearted Fun
This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.
Lifestyles
Top 18% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Culture
Top 19% in the U.S.Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Active
Fitness Obsession
Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.
Relationships
Love & Romance
Love is in the air when this population is present. Includes people expressing their feelings for significant others in special ways. Common activities include anniversaries and date nights.
What it really costs
Owning here
Owning the median Okaloosa County home
≈ $2,548/mo
$350,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
14%
In a FEMA flood zone
Ask about flood insurance early — it changes the payment
Straight answers
Okaloosa County real estate FAQs
Is Okaloosa County a good place to live?+
It's a solid fit if you want Emerald Coast beaches and a water-focused lifestyle, with Destin as the county's standout boating and fishing town. The housing mix skews toward single-family homes, with a handful of townhomes and condos for lower-maintenance living. Inventory is small, so buyers who know what they want tend to act fast.
Is Okaloosa County expensive?+
It sits in the middle range for coastal Florida, with a median list price of $350,000 and an average of $344 per square foot. Entry points start around $179,999, while the top of the market reaches nearly $2 million. You can browse by price to see where your budget lands.
What do homes cost in Okaloosa County?+
The current median list price is $350,000, and over the last 12 months the median sold price was $316,990 across 12 closed homes. With a median size around 1,700 square feet, that works out to roughly $344 per square foot on average.
How is the market right now?+
It's a fast, seller-favored market with only 7 active listings and a median 24 days on market. Sellers are averaging 97% of their asking price, so competitive offers matter. Keeping an eye on open houses this week is a smart way to move quickly.
What about HOA fees and property taxes?+
The median HOA runs about $195 per month, though it varies widely between detached homes and condo or townhome communities. Median annual property tax is around $3,591, and one of the active listings is in a gated community if that's a priority.
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Nearby counties
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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