Homes for sale in
Palatka, Florida
River-town living on the St. Johns
27
Homes for sale
$259,900
Median list price
$197
Avg price / sqft
42
Median days on market
Palatka sits on the west bank of the St. Johns River in the heart of Putnam County, a working river town with a slower pace, deep fishing roots, and a downtown that faces the water. It's the kind of place where a wide riverfront, oak-lined streets, and a short drive to St. Augustine or Gainesville all coexist — appealing to buyers who want space and character over polish. Most of what trades here is single-family homes, with a handful of manufactured homes rounding out the mix.
For a buyer today, the market is small and negotiable: 27 active listings with a median list price of $259,900 and homes sitting a median of 42 days before going under contract. Prices span an enormous range — from starter properties under $80,000 to a lone $1M+ listing — so it pays to browse by price and watch for anything just reduced. At roughly $197 per square foot on a median 1,530-square-foot home, Palatka remains one of the more affordable river towns in the region.
Palatka is in Putnam County, Florida.
Within a 30-minute drive
Quick facts
$79,900 – $1.4M price range
1,530 sqft median home
$2,100/mo median rent
Balanced right now
Fresh on the market
Newest homes in Palatka
View all 27 homes →
$199,000
111 ELM AVENUE, PALATKA
4 bd · 1 ba · 1,270 sqft
$329,999
6107 W 1ST MNR, PALATKA
3 bd · 2 ba · 1,472 sqft
$500,000
134 BOWFIN DRIVE, PALATKA
3 bd · 2.5 ba · 2,540 sqft
$325,000
175 E SAN JOSE STREET, PALATKA
3 bd · 2 ba · 1,860 sqft
$305,000
101 ALLEN DRIVE, PALATKA
4 bd · 2 ba · 2,264 sqft
$455,000
102 THICKET LANE, PALATKA
3 bd · 2.5 ba · 2,050 sqft
$105,000
306 FLORIDA DRIVE, PALATKA
3 bd · 1 ba · 768 sqft
$550,000
220 S 4TH STREET, PALATKA
2 bd · 1.5 ba · 1,876 sqft
$79,900
3409 WHITEHALL STREET, PALATKA
2 bd · 1 ba · 672 sqft
$259,790$259,890
6109 W 1ST MANOR, PALATKA
3 bd · 2 ba · 1,265 sqft
$388,900$393,500
121 DAREN DRIVE, PALATKA
3 bd · 2 ba · 1,692 sqft
$175,000
212 MIMOSA DRIVE, PALATKA
3 bd · 1.5 ba · 1,398 sqft
27 of 27 active listings shown
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Property features
The numbers that matter
The Palatka market
Balanced
6.5 months of inventory
Supply and demand are roughly even — negotiation cuts both ways.
63
Sold, last 12 months
$205,000
Median sold price
95%
Sale-to-list ratio
What sellers actually get vs asking
67 days
Median time to sell
Palatka vs Putnam County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 20.1% yr/yr
Homes on the market
▲ 9.1% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Palatka, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Palatka neighborhoods
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
For the school run
School zones with homes for sale
Homes matched to official attendance boundaries — always verify zoning with the district.
Beyond the listings
Living in Palatka
On the St. Johns River
Palatka is a genuine river town, with a downtown and neighborhoods oriented toward the wide St. Johns and its fishing and boating culture.
Prices that stretch wide
Active listings run from $79,900 to $1,399,900, so both first-time buyers and those wanting acreage can find a fit.
Room to negotiate
With just 27 homes on the market and a median 42 days on market, buyers often have time and leverage.
Mostly single-family
Of the current inventory, 22 are single-family homes and 5 are manufactured homes — a straightforward, house-focused market.
Pools and new builds available
Current listings include three homes with a pool and two new-construction options for buyers who want them.
Population
10,558
Median age
37
Median income
$33,628
Median home value
$112,300
What people here are into
Hobbies & Interests
Top 22% in the U.S.Engine Enthusiast
This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.
Entertainment
Top 22% in the U.S.Lighthearted Fun
This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.
Emotional
Top 22% in the U.S.Happy Place
Expressing feelings of safety, comfort and happiness - especially with loved ones.
Food & Drink
Fueling for Fitness
A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.
Entertainment
Live & Local Music
This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.
Culture
Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
What it really costs
Owning here
Owning the median Palatka home
≈ $1,759/mo
$259,900 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
4%
In a FEMA flood zone
Most homes here sit outside high-risk zones
$2,100/mo
Median rent
1 homes for rent right now
Straight answers
Palatka real estate FAQs
Is Palatka a good place to live?+
It's a good fit if you value a quiet river-town pace, access to the St. Johns, and central positioning between St. Augustine and Gainesville. The market is small — 27 active listings — and family buyers can look at assigned schools like Palatka High School and Moseley Elementary. Explore homes with water views if riverfront living is the draw.
Is Palatka expensive?+
No — it's among the more affordable river towns around, with a median list price of $259,900 and an average of $197 per square foot. Entry-level options start under $80,000, and you can browse by price to find the lower end of the market.
What do homes cost in Palatka?+
The median list price is $259,900, but the range is wide — from $79,900 up to $1,399,900 for the single $1M+ listing. Median home size is about 1,530 square feet at roughly $197 per square foot, so smaller homes trade well below the median.
How is the Palatka housing market right now?+
It's a small, patient market: 27 active listings with a median of 42 days on market, which gives buyers room to negotiate. Inventory skews to single-family homes with a few manufactured homes and two new construction options currently available.
What about HOA fees and property taxes?+
Most Palatka homes aren't in HOA communities, so recurring dues are rarely a factor here. Median property tax runs about $2,164 per year, and median rent sits around $2,100 per month for anyone weighing renting against buying.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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