Derek Perez
$969,000$999,0005 bd4.5 ba3,641 sqft$266 /sqft$7,006 /mo all-in ↓

16320 HIDDEN OAK LOOP, BRADENTON, FL, 34211

Active167 days on marketListed Feb 4, 2026MLS #A4681237

Reduced $30KPrivate poolSingle Family ResidenceSAPPHIRE POINT PH IIIA

About this home

16320 HIDDEN OAK LOOP

This beautiful house in the heart of Lakewood Ranch is ready for you and your family! Built only three years ago, the house is situated on a premium lot with water view you can enjoy either from your own pool or from a spacious lanai. This Yorkshire floorplan (5 bedrooms and 4.5 bathrooms) by award-winning Pulte, features the following structural upgrades: pocket sliding glass doors, 4ft garage extension that will easily accomodate SUVs and trucks, finished laundry room on the 2nd floor, gourmet kistchen with built-in kitchen appliances and an extended walk-in shower in the owner's bathroom. The interior design upgrades include white cabinets, quartz countertops throughout, kitchen backsplash, porcelain tile flooring on the first floor, luxury vinyl planks in the bedrooms. Bedroom closets and den have custom cabinets. A very spacious bonus room on the second floor is currently used as a second family/game room. Both game rooms have custom built-in shelving. Sapphire Point HOA covers Community Pool, Fire Pit, Clubhouse, Fitness Center, Playground, Basketball Court, Landscape Maintenance and Irrigation, Maintenance of Common Areas and Lakes, Vehicular Access Control and Professional Property Management. Residents enjoy top-rated schools, shopping, dining, parks, and proximity to Main St Lakewood Ranch, UTC, Waterside and Gulf Coast beaches.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,641

Sqft

0.16 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$266

Per sqft

Private poolTrees/Woods & Water view

Inside

FlooringCarpet · Luxury Vinyl · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco · Vinyl Siding · Wood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesNorthwest
ParkingDriveway · Oversized
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$341/mo
Taxes (2025)$10,950/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Playground · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,006 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,229
PMI (est., until 20% equity)$363
Property tax — 2025 actual bill$913
HOA fee — from the listing$341
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $96,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $96,900
Interest rate6.00%
Loan term

Estimated payment

$7,006/mo

Principal & interest$5,229
PMI (est., until 20% equity)$363
Property taxes (actual bill)$913
HOA / condo fee$341
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $969K
$830KedgeAI estimate $889,522 · range $865K$951K$1.0M

vs edgeAI estimate

+8.9%

$/sqft vs Bradenton actives

$266 vs $239

Days on market

167 vs 53 typical

Where $266/sqft sits among the 400 Bradenton actives

120
96
89 · this home
37
23
35
$123–187$187–250$250–314$314–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 16320 HIDDEN OAK LOOP

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34211 — neighborhood snapshot

Population

20,786

Median age

48.5

Median income

$118,565

Median home value

$601,300

Avg household

2.65

Households w/ children

1,934

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

189 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 142% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $969,000 $30K
Feb 4, 2026Listed at $999,000 · 167 days on market since
2023Built · SAPPHIRE POINT PH IIIA

Reality check

What actually sold near 16320 HIDDEN OAK LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16313 HIDDEN OAK LOOPSold · Jun ’26

$737,500

16313 HIDDEN OAK LOOP · same community

5 bd · 4.5 ba · 3,443 sqft · $214/sqft · 17 DOM

16226 HIDDEN OAK LOOPSold · Oct ’25

$710,000

16226 HIDDEN OAK LOOP · same community

3 bd · 2 ba · 2,054 sqft · $346/sqft · 131 DOM

16247 HIDDEN OAK LOOPSold · Jul ’26

$630,000

16247 HIDDEN OAK LOOP · same community

3 bd · 2 ba · 2,048 sqft · $308/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16320 HIDDEN OAK LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16320 HIDDEN OAK LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

Goes straight to Derek’s phone and CRM.

Straight answers

16320 HIDDEN OAK LOOP FAQs

What would the monthly payment be for 16320 HIDDEN OAK LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,006/mo — principal and interest, the actual property-tax bill, the $341/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 16320 HIDDEN OAK LOOP?+

The association fee works out to $341 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 16320 HIDDEN OAK LOOP?+

The most recent tax bill on record (2025) was $10,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16320 HIDDEN OAK LOOP?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $969,000, this home is listed about 145% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 16320 HIDDEN OAK LOOP?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$969,000 runs 142% above the BRADENTON 34211 median — but at 3,641 sqft it's also nearly twice the size of the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

167 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $999,000, now $969,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Delia Valente. MLS #A4681237.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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