
137 NAVIGATION CIRCLE, OSPREY, FL, 34229
Active6 days on marketListed Jul 14, 2026MLS #A4699974
About this home
137 NAVIGATION CIRCLE
Don't miss this 3BR, 2BA fully furnished condo in Osprey, offering comfort, style, and stunning lake views! The spacious kitchen is designed for both functionality and entertaining, featuring granite countertops, a breakfast bar, solid wood cabinetry, and stainless steel appliances, including a refrigerator, microwave, dishwasher, and range. The open living and dining area offers lake views and access to a screened balcony. The primary suite is conveniently located off the main living area and features a walk-in closet and a private en suite bathroom. Two additional guest bedrooms and a full guest bathroom are situated on the opposite side of the condo, providing added privacy for family members or visitors. Additional conveniences include a laundry room with a full-size washer and dryer and an attached one-car garage for secure parking and extra storage. Enjoy maintenance-free living in Bay Street Village, featuring a clubhouse, swimming pool, and fitness center! Conveniently located between Venice and Sarasota, the community offers easy access to restaurants, entertainment, beaches, shopping, and more. PMI Southwest Florida has partnered with Obligo to provide a security deposit alternative for qualified renters. ADDITIONAL FEES AND RENTAL INFORMATION: Move-In Funds: Minimum 1st month rent, 1 month security deposit. Application: $100 Application fee Association Application: $150 application fee Pets: (2) pets considered, 35lbs max. $250 Refundable pet fee and $25/mo. pet rent Utilities: Water is $80 single and $100 double occupancy. Electric tenant responsible. Included: Trash, Lawn and Pest Control THIRD PARTY PET SCREENING SERVICE: ALL applicants must complete pet screening. Create a pet and/or animal profile or "no pet" profile. You will receive a separate email to connect with our service provider and to complete your pet application (note: there is cost of $30/$25 for the first pet and $25/$20 for each additional pet.) This pet profile must be completed for your application to be considered completed. Medically necessary animals for the benefit of the occupant(s) are permitted with valid documentation from a medical or mental healthcare provider. Fees and deposits are waived for medically necessary animals. THE ESA APPROVAL MUST BE OBTAINED WITH OUR PET SCREENING SERVICE. PMI SWFL does not review/evaluate ESA documents for approval. Qualifications: We run a complete background check that includes credit, income verification, prior landlord and eviction history. In terms of credit, we look at the entire picture as opposed to just the credit score, but in general, we do require a score over 550. This property is professionally managed by PMI Southwest Florida.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,430
Sqft
30.5 ac
Lot size
1
Garage
2014
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BAY STREET VILLAGE
$1 vs $233
Days on market
6 vs 57 typical
Where $1/sqft sits among the 7 homes for sale in BAY STREET VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarabay Acres
Get to know Osprey. See the full Osprey guide →
Sarabay Acres — neighborhood snapshot
Population
1,075
Median age
65
Median income
$54,735
Median home value
$363,400
Avg household
2
Households w/ children
14%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Osprey market
$710K → $530K
Osprey median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
4 of 7
BAY STREET VILLAGE have cut their price
Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the OSPREY 34229 median. See the full Osprey market guide →
Paper trail
This home's history
Reality check
What actually sold near 137 NAVIGATION CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$318,000
116 NAVIGATION CIRCLE UNIT 106 · same community
3 bd · 2 ba · 1,430 sqft · $222/sqft · 220 DOM
Sold · Jan ’26$329,000
85 NAVIGATION CIRCLE · same community
3 bd · 2 ba · 1,430 sqft · $230/sqft · 8 DOM
Sold · Mar ’26$335,000
172 EXPLORER DRIVE · same community
2 bd · 2 ba · 1,449 sqft · $231/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 137 NAVIGATION CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 137 NAVIGATION CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
137 NAVIGATION CIRCLE FAQs
What would the monthly payment be for 137 NAVIGATION CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 137 NAVIGATION CIRCLE?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Osprey?+
At $1,950, this home is listed about 100% below the Osprey median of $692,000. The market section on this page shows how the area is trending.
Which schools are assigned to 137 NAVIGATION CIRCLE?+
Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OSPREY 34229 market on paper
$1,950 is 100% below the OSPREY 34229 median of $515,000, and at $1/sqft it sits under the Osprey average of $401.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 6 days on market in a Osprey market that averages 57 — if it fits, move quickly.
04Strong assigned schools
Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PMI SOUTHWEST FLORIDA · Alexandra Stella. MLS #A4699974.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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