Derek Perez
$125,0002 bd2 ba1,008 sqft$124 /sqft$1,334 /mo all-in ↓

130 CAPRI DRIVE, PALMETTO, FL, 34221

Active1 days on marketListed Jul 31, 2026MLS #A4701640

Priced 66% below the PALMETTO 34221 medianMobile HomeTROPIC ISLES CO-OP

About this home

130 CAPRI DRIVE

Wake up to the gentle coastal breeze and embrace the relaxed waterfront lifestyle you've been dreaming of in the highly sought-after Tropic Isles Co-Op, a resident-owned 55+ community where every day feels like a vacation. Boating enthusiasts will appreciate the deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, making spontaneous days on the water effortless. Spend your mornings strolling through waterfront parks, launch a kayak at sunrise, unwind in the heated pool and spa, stay active in the fitness center, or gather with neighbors for shuffleboard and the many social events that make this community so special. This spacious two-bedroom, two-bath home welcomes you with an abundance of natural light streaming through newer windows, creating a bright and inviting atmosphere. The thoughtfully updated kitchen and bathrooms blend style with everyday comfort, while the generous living and dining areas provide plenty of space for entertaining guests or simply relaxing at home. A newer air-conditioning system, just two years old, keeps the home comfortable year-round, while the roof, only two and a half years old, provides added peace of mind. Step outside to the paved rear patio, where morning coffee is accompanied by fresh coastal air and evenings become the perfect setting for dining, entertaining, or unwinding after a day on the water. An attached storage shed provides ample room for beach gear, fishing equipment, tools, or hobby supplies. Whether you're searching for a seasonal escape or a full-time residence, this home combines comfort, value, and the unmatched charm of waterfront living in one of the area's most desirable active communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,008

Sqft

0.09 ac

Lot size

1968

Year built

One

Levels

$124

Per sqft

55+ community

Inside

FlooringLaminate · Linoleum · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofMembrane
ConstructionVinyl Siding
FacesNorth
ExteriorStorage

Community & fees

HOA fee$325/mo
Taxes (2025)$697/yr
PetsNumber Limit, Size Limit

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,334 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$736
FHA mortgage insurance (est.)$55
Property tax — 2025 actual bill$58
HOA fee — from the listing$325
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,375
Interest rate6.00%
Loan term

Estimated payment

$1,334/mo

Principal & interest$736
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$58
HOA / condo fee$325
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $125K
$120KedgeAI estimate $165,316 · range $144K$205K$213K

vs edgeAI estimate

−24.4%

$/sqft vs TROPIC ISLES CO-OP

$124 vs $218

Days on market

1 vs 55 typical

Where $124/sqft sits among the 6 homes for sale in TROPIC ISLES CO-OP

3
0 · this home
1
0
1
1
$43–112$112–181$181–250$250–319$319–388$388+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tropic Isles Mobile Home Estates

Map of 130 CAPRI DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Tropic Isles Mobile Home Estates — neighborhood snapshot

Population

744

Median age

66

Median income

$55,729

Median home value

$250,900

Avg household

2

Households w/ children

47%

For the school run

Manatee County School District

ElementaryPalmetto Elementary School★★★★★
HighPalmetto High School★★★★★
MiddleLincoln Memorial Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

2 of 6

TROPIC ISLES CO-OP have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $125,000 · 1 days on market since
1968Built · TROPIC ISLES CO-OP

Reality check

What actually sold near 130 CAPRI DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

203 BIMINI DRIVESold · Sep ’25

$240,000

203 BIMINI DRIVE · same community

2 bd · 2 ba · 1,008 sqft · $238/sqft · 9 DOM

319 TERRA CEIA DRIVESold · Nov ’25

$115,000

319 TERRA CEIA DRIVE · same community

2 bd · 2 ba · 960 sqft · $120/sqft · 359 DOM

178 BIMINI DRIVESold · Aug ’25

$125,000

178 BIMINI DRIVE · same community

2 bd · 2 ba · 936 sqft · $134/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 130 CAPRI DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 130 CAPRI DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

Goes straight to Derek’s phone and CRM.

Straight answers

130 CAPRI DRIVE FAQs

What would the monthly payment be for 130 CAPRI DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,334/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 130 CAPRI DRIVE?+

The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 130 CAPRI DRIVE?+

The most recent tax bill on record (2025) was $697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 130 CAPRI DRIVE?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $125,000, this home is listed about 69% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 130 CAPRI DRIVE?+

Palmetto Elementary School (elementary), Palmetto High School (high), Lincoln Memorial Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Troy Kannegieter. MLS #A4701640.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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