Derek Perez
$999,0003 bd2.5 ba2,601 sqft$384 /sqft$6,425 /mo all-in ↓

491 CYPRESS WAY E, NAPLES, FL, 34110

Active292 days on marketListed Oct 1, 2025MLS #C7515529

Private poolSingle Family ResidencePALM RIVER ESTATE UNIT 5

About this home

491 CYPRESS WAY E

Boasting 3 bedrooms plus a den, 2.5 baths, and a 2-car garage, this captivating residence overlooks the immaculate greens of La Playa Golf Course. Inside, you’ll find abundant natural light and a warm, inviting atmosphere. The spacious kitchen features granite countertops, custom wood cabinetry, stainless steel appliances, and bar seating, flowing seamlessly into the open living and dining areas. From here, enjoy panoramic views of your private backyard oasis with a sparkling pool, creating the perfect blend of indoor-outdoor living. Architectural highlights include recessed lighting, charming wood beams in the living room, and a distinctive step-down design that adds character and depth. Custom sliding doors open to the den, enhancing the home’s flexible layout and upscale feel. Outdoors, relax on the patio with built-in cabinets and a wet bar, or entertain guests in your resort-style backyard while soaking in picturesque golf course views. Perfectly positioned near Mercato, pristine beaches, and top-rated A+ schools, this property offers access to the very best of Southwest Florida living. Whether as your full-time residence, seasonal retreat, or an outstanding income-producing rental, this home is an unparalleled opportunity. Don’t miss your chance to make it yours—schedule your private viewing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,601

Sqft

0.27 ac

Lot size

3

Garage

1980

Year built

One

Levels

$384

Per sqft

Private pool

Inside

FlooringCarpet · Tile · Vinyl
AppliancesCooktop · Dishwasher · Disposal · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ParkingDeeded · Driveway
ExteriorLighting

Community & fees

Taxes (2024)$5,997/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,425 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,391
PMI (est., until 20% equity)$375
Property tax — 2024 actual bill$500
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,900
Interest rate6.00%
Loan term

Estimated payment

$6,425/mo

Principal & interest$5,391
PMI (est., until 20% equity)$375
Property taxes (actual bill)$500
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Naples actives

$384 vs $333

Days on market

292 vs 17 typical

Where $384/sqft sits among the 79 Naples actives

24
23
15 · this home
8
3
6
$214–279$279–343$343–408$408–473$473–538$538+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside River Oaks/Palm River

Map of 491 CYPRESS WAY E inside its neighborhood boundary

Get to know Naples. See the full Naples guide →

River Oaks/Palm River — neighborhood snapshot

Population

3,723

Median age

57

Median income

$80,313

Median home value

$423,437

Avg household

2

Households w/ children

299

For the school run

Collier County School District

MiddleNorth Naples Middle School★★★★★
ElementaryVeterans Memorial Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

12 of 79

Naples actives have cut their price

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38471% above the NAPLES 34110 median. See the full Naples market guide →

Paper trail

This home's history

Oct 1, 2025Listed at $999,000 · 292 days on market since
1980Built · PALM RIVER ESTATE UNIT 5

Reality check

What actually sold near 491 CYPRESS WAY E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Dec ’25

$399,900

Nearby listing

3 bd · 2 ba · 1,936 sqft · $207/sqft

172 CORAL VINE DRIVESold · Dec ’25

$399,900

172 CORAL VINE DRIVE

3 bd · 2 ba · 1,936 sqft · $207/sqft · 44 DOM

124 Flame Vine Drive, Naples FL 34110Sold · Jul ’25

$616,000

124 Flame Vine Drive, Naples FL 34110

3 bd · 2 ba · 1,750 sqft · $352/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 491 CYPRESS WAY E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 491 CYPRESS WAY E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

Goes straight to Derek’s phone and CRM.

Straight answers

491 CYPRESS WAY E FAQs

What would the monthly payment be for 491 CYPRESS WAY E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,425/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 491 CYPRESS WAY E?+

The most recent tax bill on record (2024) was $5,997. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 491 CYPRESS WAY E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Naples?+

At $999,000, this home is listed about 82% above the Naples median of $547,500. The market section on this page shows how the area is trending.

Which schools are assigned to 491 CYPRESS WAY E?+

North Naples Middle School (middle), Veterans Memorial Elementary School (elementary) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$999,000 runs 38471% above the NAPLES 34110 median — but at 2,601 sqft it's also 49% larger than the typical Naples listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

292 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

North Naples Middle School, Veterans Memorial Elementary School — North Naples Middle School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY FT MYER · Jessica Nolan. MLS #C7515529.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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