7025 WATERFORD PARKWAY, PUNTA GORDA, FL, 33950
Active208 days on marketListed Jan 15, 2026MLS #C7520263
About this home
7025 WATERFORD PARKWAY
LAKEFRONT HOME WITH WESTERN REAR EXPOSURE IN WATERFORD ESTATES - Lake views and sunset skies define this 4-bedroom, 2-bath home in the gated community of Waterford Estates. Positioned along a wide, shimmering lake with western rear exposure, the screened lanai captures golden-hour light and tranquil water views that provide the backdrop of truly relaxed Florida living. Inside, the open-concept layout creates a seamless connection between the kitchen, dining area, and living room—ideal for both entertaining and everyday living. Tile flooring runs throughout the main living spaces, while large windows and sliding glass doors fill the home with natural light and draw attention to the lake view beyond. The kitchen offers warm wood cabinetry, ample counter space, a breakfast bar for casual seating, and a closet pantry, with the dining area positioned just off the kitchen offering a view out to the lanai and lake beyond. The master retreat boasts a lake view & an en-suite bath featuring dual sinks, a walk-in shower and an oversized walk-in closet. Three additional bedrooms provide flexible space for guests, a home office, or hobbies, and share a hall guest bath. Outdoor living takes center stage on the screened lanai, where there is plenty of room for dining and lounging while overlooking the backyard and shimmering lake. Whether starting the day with coffee or winding down at sunset, this space delivers a calm and scenic backdrop. Additional features include a new roof (2024), new hot water heater (2026), a new leaded glass front door, accordion hurricane shutters, and an attached two-car garage. Built in 2021, the home offers modern construction paired with thoughtful upgrades. Waterford Estates is known for its friendly atmosphere and resort-style amenities, including two community pools, a clubhouse with fitness center, billiards and card rooms, plus pickleball and bocce courts. Lawn care, trimming, irrigation, and use of all amenities are included in the low HOA fees, making this an easy place to enjoy the Florida lifestyle. The location places you minutes from historic downtown Punta Gorda, Fishermen’s Village, shopping, dining, I-75, US-41, and PGD Airport. Waterford Estates is designed for an active, connected lifestyle, with miles of sidewalks winding through lakes and green spaces and neighbors who truly enjoy the community. Schedule an appointment today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,846
Sqft
0.17 ac
Lot size
2
Garage
2020
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,709 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,709/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs Punta Gorda actives
$181 vs $206
Days on market
208 vs 62 typical
Where $181/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edison College Area
Get to know Punta Gorda. See the full Punta Gorda guide →
Edison College Area — neighborhood snapshot
Population
1,511
Median age
46
Median income
$40,411
Median home value
$239,900
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
199 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 7025 WATERFORD PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$275,000
7069 WATERFORD PARKWAY · same community
4 bd · 2 ba · 1,846 sqft · $149/sqft · 50 DOM
Sold · Aug ’26$360,000
7012 WATERFORD PARKWAY · same community
4 bd · 2 ba · 1,846 sqft · $195/sqft · 223 DOM
Sold · Jul ’26$345,000
25365 E LENOX CIRCLE · same community
4 bd · 2 ba · 1,855 sqft · $186/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7025 WATERFORD PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7025 WATERFORD PARKWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
7025 WATERFORD PARKWAY FAQs
What would the monthly payment be for 7025 WATERFORD PARKWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,709/mo — principal and interest, the actual property-tax bill, the $62/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7025 WATERFORD PARKWAY?+
The association fee works out to $62 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7025 WATERFORD PARKWAY?+
The most recent tax bill on record (2025) was $4,403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7025 WATERFORD PARKWAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $335,000, this home is listed about 1% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 7025 WATERFORD PARKWAY?+
Punta Gorda Middle School (middle), Charlotte High School (high), Sallie Jones Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$335,000 runs 25% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
208 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Punta Gorda Middle School, Charlotte High School, Sallie Jones Elementary School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $350,000, now $335,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Carla Co. MLS #C7520263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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