Derek Perez
$429,900$439,9003 bd2 ba1,917 sqft$224 /sqft$3,215 /mo all-in ↓

2288 PRAGUE LANE, PUNTA GORDA, FL, 33983

Active142 days on marketListed Mar 16, 2026MLS #C7523411

Reduced $10KPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 23

About this home

2288 PRAGUE LANE

Welcome to this beautifully maintained custom home located in the highly sought-after Deep Creek community of Punta Gorda, Florida. Situated on a quiet cul-de-sac outside any flood zone, this spacious 3-bedroom, 2-bath residence offers 1,917 square feet of comfortable living space on an oversized lot with a peaceful greenbelt backdrop for added privacy. Step inside to discover an inviting open floor plan with soaring cathedral ceilings, abundant natural light, and a cozy gas fireplace that creates a warm and welcoming atmosphere. The kitchen features wood cabinetry, ample counter space, and newer stainless-steel appliances, making it perfect for both everyday living and entertaining. The spacious primary suite is designed for relaxation, featuring a large walk-in closet and an ensuite bath with dual sinks, a walk-in shower, and a soaking tub. Two additional bedrooms are positioned on the opposite side of the home, providing privacy for guests or family members. Take a step outside to your own private Florida retreat. The screened lanai overlooks a heated in-ground pool with new solar cover, surrounded by lush irrigated landscaping and tranquil greenbelt views—ideal for enjoying sunny days or hosting gatherings. The property comes with hurricane shutters for added protection. Recent upgrades include a new roof and gutters (2021), a new pool enclosure (2023), A/C system (2019), water heater (2018), garage door opener with power backup (2026), and a networked security system including HD cameras, giving buyers added peace of mind. Conveniently located just minutes from shopping, dining, golf courses, and easy access to I-75, this home also offers a short drive to the waterfront charm, boating, fishing, and vibrant historic district of Punta Gorda. Whether you're looking for a full-time residence, seasonal escape, or investment opportunity, this Deep Creek gem offers the perfect combination of comfort, privacy, and Southwest Florida lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,917

Sqft

0.32 ac

Lot size

2

Garage

2004

Year built

One

Levels

$224

Per sqft

Private poolFireplaceGarden & Park/Greenbelt & Pool & Trees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBrick · Stucco
FoundationSlab
ViewGarden · Park/Greenbelt · Pool · Trees/Woods
FacesSouthwest
ExteriorGarden · Hurricane Shutters · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$14/mo
Taxes (2024)$3,837/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,215 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2024 actual bill$320
HOA fee — from the listing$14
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate6.00%
Loan term

Estimated payment

$3,215/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$320
HOA / condo fee$14
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$357KedgeAI estimate $384,837 · range $372K$429K$447K

vs edgeAI estimate

+11.7%

$/sqft vs PUNTA GORDA ISLES SEC 23

$224 vs $179

Days on market

142 vs 60 typical

Where $224/sqft sits among the 27 homes for sale in PUNTA GORDA ISLES SEC 23

3
4
9
6
2
3 · this home
$130–148$148–166$166–184$184–202$202–219$219+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Creek

Map of 2288 PRAGUE LANE inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,000

Median age

55

Median income

$70,043

Median home value

$306,257

Avg household

2

Households w/ children

1,092

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$340K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

16 of 27

PUNTA GORDA ISLES SEC 23 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 473% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $429,900 $10K
Mar 16, 2026Listed at $439,900 · 142 days on market since
2004Built · PUNTA GORDA ISLES SEC 23

Reality check

What actually sold near 2288 PRAGUE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2146 PETERBOROUGH ROADSold · May ’26

$320,000

2146 PETERBOROUGH ROAD · same community

3 bd · 2 ba · 1,929 sqft · $166/sqft · 5 DOM

2165 ONONDAGA LANESold · May ’26

$290,000

2165 ONONDAGA LANE · same community

3 bd · 2 ba · 1,884 sqft · $154/sqft · 2 DOM

2268 MAURITANIA ROADSold · Aug ’25

$405,000

2268 MAURITANIA ROAD · same community

3 bd · 2 ba · 1,844 sqft · $220/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2288 PRAGUE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2288 PRAGUE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

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Straight answers

2288 PRAGUE LANE FAQs

What would the monthly payment be for 2288 PRAGUE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,215/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2288 PRAGUE LANE?+

The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2288 PRAGUE LANE?+

The most recent tax bill on record (2024) was $3,837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2288 PRAGUE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $429,900, this home is listed about 26% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2288 PRAGUE LANE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$429,900 runs 473% above the PUNTA GORDA 33983 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

142 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $439,900, now $429,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MVP · Greg Parkinson. MLS #C7523411.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2288 PRAGUE LANE, PUNTA GORDA, FL — 3 Bed, 2 Bath — $429,900 | CENTURY 21 Edge