37951 WASHINGTON LOOP ROAD, PUNTA GORDA, FL, 33982
Active4 days on marketListed Jul 17, 2026MLS #C7528432
About this home
37951 WASHINGTON LOOP ROAD
Escape to your own private waterfront paradise where timeless Old Florida charm meets modern comfort. Nestled on 2.35 picturesque acres along the peaceful shores of Shell Creek lake, this beautifully remodeled 4-bedroom, 2-bathroom estate with a new, durable Brava composite roof & impact resistant windows offers an exceptional opportunity to enjoy nature, privacy, & an unmatched waterfront lifestyle. From the moment you step inside, you'll be captivated by the spacious great room floor plan, thoughtfully designed for both everyday living and entertaining. The inviting living area flows seamlessly into a warm flex space featuring a stunning double sided wood-burning fireplace that's perfect for a dining area or game room. The beautifully updated kitchen is the heart of the home, showcasing attractive cabinetry, granite countertops, stainless steel appliances, & an open design that overlooks the living areas & expansive lanai, making entertaining effortless. Wake up each morning in the tranquil primary suite, where a cozy fireplace creates the perfect retreat. Sliding glass doors frame breathtaking views of the heated pool and sparkling waterfront, bringing the beauty of nature indoors. Two additional guest bedrooms provide comfortable accommodations, while the beautifully renovated bathroom features a spacious tiled walk-in shower with seamless glass and a stylish modern vanity. Adding incredible flexibility is the private studio apartment with its own entrance, attractive epoxy floors, renovated bathroom with copper ceiling, all-in-one washer/dryer & plumbing already in place for a future kitchenette. Whether you're looking for a guest suite, rental opportunity, home office, artist's studio or hobby room, this versatile space offers endless possibilities. Step outside and discover your own backyard oasis. The expansive paver patio with a charming pergola surrounds the heated pool with saltwater system, creating the perfect setting for relaxing, outdoor entertaining or evenings under the stars. The fully fenced yard provides both privacy and room to roam. The true centerpiece of this remarkable property is its spectacular waterfront setting. Enjoy panoramic views of Shell Creek lake, where unforgettable sunrises & colorful sunsets become part of your daily routine. Boating enthusiasts will love the private composite dock complete with LED lighting & two floating Jet Ski docks, providing access to three scenic rivers and the Gulf of America. Spend your days boating, fishing, kayaking, paddleboarding, or simply embracing the peaceful beauty of life on the water. Additional features include a 2-car garage with epoxy floor & a spacious outbuilding, perfect for storing landscaping equipment, antique vehicles, recreational toys, or creating the ultimate workshop or man cave. Ideally located just minutes from I-75, US-17, and historic downtown Punta Gorda, this extraordinary property offers the perfect balance of peaceful country living with convenient access to shopping, dining, entertainment, and everyday amenities. Rarely does a property combine acreage, waterfront, privacy, modern updates, and Gulf-access boating into one spectacular package. Come experience the beauty, tranquility, and unforgettable lifestyle that awaits at this one-of-a-kind Shell Creek retreat.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,162
Sqft
2.35 ac
Lot size
2
Garage
1970
Year built
One
Levels
$370
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,427 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,427/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NA
$370 vs $265
Days on market
4 vs 59 typical
Where $370/sqft sits among the 127 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
56 of 127
NA have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 493% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 37951 WASHINGTON LOOP ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$400,000
2712 S CRYSTAL LAKE DRIVE · same community
5 bd · 3 ba · 2,135 sqft · $187/sqft · 7 DOM
Sold · Jan ’26$2,725,000
859 MORGAN ALDERMAN ROAD · same community
3 bd · 2.5 ba · 2,200 sqft · $1,239/sqft · 25 DOM
Sold · Dec ’25$1,870,000
16151 W HIGHWAY 318 · same community
3 bd · 2 ba · 2,071 sqft · $903/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 37951 WASHINGTON LOOP ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37951 WASHINGTON LOOP ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
37951 WASHINGTON LOOP ROAD FAQs
What would the monthly payment be for 37951 WASHINGTON LOOP ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,427/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 37951 WASHINGTON LOOP ROAD?+
The most recent tax bill on record (2025) was $7,799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $800,000, this home is listed about 132% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 37951 WASHINGTON LOOP ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$800,000 runs 493% above the PUNTA GORDA 33982 median — but at 2,162 sqft it's also 26% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Punta Gorda market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Rob Cheyne. MLS #C7528432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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