Derek Perez
$1,9503 bd2 ba1,369 sqft$1 /sqft$174 /mo all-in ↓

77 VERANDA WAY, PALM COAST, FL, 32137

Active47 days on marketListed Jun 15, 2026MLS #FC319281

Priced 99% below the PALM COAST 32137 medianCondominiumARBOR TRACE AT PALM COAST CONDO

About this home

77 VERANDA WAY

Welcome to 77 Veranda Way, Palm Coast, FL located in the Arbor Trace Condo community– your ideal semi-attached home offering comfort, convenience, and coastal living at its finest! 3 bedrooms, 2 bathrooms with attached 2-car garage for convenient parking, tile flooring in common areas, providing easy maintenance and a sleek aesthetic, laminate flooring in the primary bedroom and one guest room, offering both style and durability, plush carpeting in the remaining guest room for added comfort, laundry room equipped with washer, dryer, and utility sink, all in a dedicated space for your convenience. Community amenities include; (internet 1G & Spectrum cable) enjoy access to a refreshing community pool, perfect for lounging on sunny days and socializing with neighbors, access to the clubhouse for gatherings and events, providing additional recreational opportunities and a sense of community, lawn maintenance taken care of by the community, ensuring a pristine outdoor environment without the hassle. Conveniently located near Island Walk Shopping, offering a variety of shops, restaurants, and entertainment options just moments away and only minutes from the beach, allowing you to soak up the sun, swim in the ocean, and indulge in beachside relaxation whenever you desire. HOA approval will be required.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,369

Sqft

0.04 ac

Lot size

2

Garage

2004

Year built

One

Levels

$1

Per sqft

Inside

AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

Community & fees

PetsCats OK, Dogs OK, Size Limit
CommunityClubhouse · Pool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $68Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $68
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Coast actives

$1 vs $218

Days on market

47 vs 47 typical

Where $1/sqft sits among the 400 Palm Coast actives

0 · this home
60
213
56
35
36
$1–88$88–175$175–262$262–349$349–436$436+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 77 VERANDA WAY inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

169 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $1,950 · 47 days on market since
2004Built · ARBOR TRACE AT PALM COAST CONDO

Reality check

What actually sold near 77 VERANDA WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

75 VERANDA WAY UNIT 75Sold · Apr ’26

$285,000

75 VERANDA WAY UNIT 75 · same community

3 bd · 2 ba · 1,369 sqft · $208/sqft · 17 DOM

79 VERANDA WAY UNIT 67Sold · Jun ’26

$285,000

79 VERANDA WAY UNIT 67 · same community

3 bd · 2 ba · 1,369 sqft · $208/sqft · 10 DOM

41 VERANDA WAY UNIT 41Sold · Mar ’26

$280,000

41 VERANDA WAY UNIT 41 · same community

3 bd · 2 ba · 1,369 sqft · $205/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 77 VERANDA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 77 VERANDA WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

Goes straight to Derek’s phone and CRM.

Straight answers

77 VERANDA WAY FAQs

What would the monthly payment be for 77 VERANDA WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 77 VERANDA WAY?+

The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,950, this home is listed about 100% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 77 VERANDA WAY?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LIVIN PARADISE REALTY LLC · Ana DeAlmeida. MLS #FC319281.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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