34 BUNKER HILL DRIVE, PALM COAST, FL, 32137
Active38 days on marketListed Jun 27, 2026MLS #FC319385
About this home
34 BUNKER HILL DRIVE
Welcome to your waterfront dream home in Palm Coast. Built in 2021 by Holiday Builders, this beautifully designed 3-bedroom, 2.5-bath residence offers over 2,700 square feet of thoughtfully crafted living space on a wide freshwater canal. From the moment you enter, you’ll appreciate the spacious open layout, soaring ceilings, and quality finishes throughout. This home features a private office, ideal for working from home, plus oversized bedrooms that provide exceptional comfort and flexibility. At the heart of the home is a stunning gourmet kitchen featuring beautiful Ubatuba Granite countertops, abundant cabinetry, and generous prep space—perfect for entertaining or everyday living. Matching Ubatuba Granite countertops continue in the bathrooms, creating a cohesive and elevated design throughout the home. Ceramic tile flooring flows throughout the main living areas and primary suite, with carpet in the two guest bedrooms for added comfort. Large rooms and an intelligent layout create a spacious yet welcoming feel. Step outside to enjoy peaceful canal views from the extended covered lanai, the perfect spot for morning coffee, evening relaxation, or entertaining guests. The fenced backyard offers privacy and plenty of room for pets, play, or future outdoor enhancements, like a pool. Additional upgrades include solar panels for improved energy efficiency and reduced utility costs, along with a UV water filtration system that provides enhanced water quality and peace of mind. Complete with a desirable 3-car garage and ideally located in one of Palm Coast’s sought-after freshwater canal neighborhoods, this exceptional home offers the perfect blend of modern construction, energy efficiency, spacious living, and waterfront beauty.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,709
Sqft
0.23 ac
Lot size
3
Garage
2021
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,839 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,839/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs INDIAN TRAILS
$184 vs $209
Days on market
38 vs 52 typical
Where $184/sqft sits among the 11 homes for sale in INDIAN TRAILS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
5 of 11
INDIAN TRAILS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 34 BUNKER HILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$400,000
46 BOXWOOD · same community
3 bd · 2.5 ba · 2,386 sqft · $168/sqft · 211 DOM
Sold · Feb ’26$408,000
25 BAYSIDE DRIVE · same community
4 bd · 3 ba · 2,338 sqft · $175/sqft · 97 DOM
Sold · Feb ’26$432,000
9 BILL COURT · same community
3 bd · 2 ba · 2,329 sqft · $185/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 34 BUNKER HILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 BUNKER HILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
34 BUNKER HILL DRIVE FAQs
What would the monthly payment be for 34 BUNKER HILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,839/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 34 BUNKER HILL DRIVE?+
The most recent tax bill on record (2025) was $6,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 34 BUNKER HILL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $499,000, this home is listed about 25% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 34 BUNKER HILL DRIVE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 30% above the PALM COAST 32137 median — but at 2,709 sqft it's also 43% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $515,000, now $499,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK · Connie Lattman. MLS #FC319385.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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