Derek Perez
$2,0003 bd2 ba1,270 sqft$2 /sqft$174 /mo all-in ↓

70 PEBBLE BEACH DRIVE, PALM COAST, FL, 32164

Active16 days on marketListed Jul 9, 2026MLS #FC319819

Priced 99% below the PALM COAST 32164 medianSingle Family ResidenceBELLE TERRE

About this home

70 PEBBLE BEACH DRIVE

Discover this charming 3-bedroom, 2-bathroom single-family home in the desirable Belle Terre community of Palm Coast. Built in 2023, this modern residence offers approximately 1,270 square feet of comfortable living space featuring an open-concept layout, fresh finishes, and thoughtful amenities perfect for relaxed Florida living. The home boasts a spacious primary suite, well-appointed kitchen with contemporary appliances, energy-efficient features, and a private yard ideal for outdoor enjoyment. Residents appreciate the low-maintenance design and convenient single-story layout. Located in a family-friendly neighborhood with easy access to top-rated schools, parks, and shopping, this property sits just minutes from Palm Coast Parkway and I-95. Enjoy quick drives to the beautiful beaches and coastal charm of Flagler Beach, the historic streets and vibrant culture of St. Augustine, and the excitement of Daytona Beach—all within easy reach for work, play, and weekend getaways. Whether you’re seeking a comfortable rental home base, 70 Pebble Beach Drive delivers exceptional value in one of Florida’s most sought-after coastal areas.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,270

Sqft

0.24 ac

Lot size

2

Garage

2023

Year built

One

Levels

$2

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Vinyl
AppliancesBuilt-In Oven · Dishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

FacesNorthwest
ParkingDriveway
ExteriorIrrigation System · Lighting

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes

Utilities & systems

UtilitiesCable Available · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $70Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $70
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$12
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BELLE TERRE

$2 vs $241

Days on market

16 vs 47 typical

Where $2/sqft sits among the 11 homes for sale in BELLE TERRE

9 · this home
1
0
0
0
1
$2–326$326–651$651–976$976–1301$1301–1626$1626+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belle Terre

Map of 70 PEBBLE BEACH DRIVE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Belle Terre — neighborhood snapshot

Population

5,687

Median age

48

Median income

$62,936

Median home value

$295,367

Avg household

3

Households w/ children

517

For the school run

Flagler County School District

ElementaryLewis E. Wadsworth Elementary★★★★★
MiddleBuddy Taylor Middle School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

3 of 11

BELLE TERRE have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $2,000 · 16 days on market since
2023Built · BELLE TERRE

Reality check

What actually sold near 70 PEBBLE BEACH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

66 PRINCESS RUTH LANESold · Apr ’26

$302,000

66 PRINCESS RUTH LANE · same community

3 bd · 2 ba · 1,301 sqft · $232/sqft · 3 DOM

2 PRINCESS LUISE LANESold · Nov ’25

$317,000

2 PRINCESS LUISE LANE · same community

3 bd · 2 ba · 1,398 sqft · $227/sqft · 2 DOM

12 PRINCESS KIM LANESold · Feb ’26

$325,000

12 PRINCESS KIM LANE · same community

3 bd · 2 ba · 1,408 sqft · $231/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 70 PEBBLE BEACH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 70 PEBBLE BEACH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

Goes straight to Derek’s phone and CRM.

Straight answers

70 PEBBLE BEACH DRIVE FAQs

What would the monthly payment be for 70 PEBBLE BEACH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 70 PEBBLE BEACH DRIVE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $2,000, this home is listed about 99% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 70 PEBBLE BEACH DRIVE?+

Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BETTER HMS & GARDENS RE SYNERG · Stephen Herold. MLS #FC319819.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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