404 LAKE SINCLAIR STREET, ST AUGUSTINE, FL, 32084
Active0 days on marketListed Jul 23, 2026MLS #FC320088
About this home
404 LAKE SINCLAIR STREET
Perfectly positioned on a scenic pond homesite in the sought-after St. Augustine Lakes community this beautifully upgraded 4-bedroom, 3-bath home offers the ideal blend of modern comfort, thoughtful upgrades, and peaceful waterfront living. Designed with both comfort and functionality in mind, the open-concept floor plan seamlessly connects the kitchen, dining, and living areas, creating the perfect space for everyday living and entertaining. The kitchen is beautifully appointed with quartz countertops, an attractive tile backsplash, abundant cabinetry, and a spacious island overlooking the main living area. Large windows fill the home with natural light, while the enclosed screened lanai provides a comfortable place to relax and enjoy peaceful pond views throughout the year. The backyard has been thoughtfully enhanced with a wrought iron fence that maintains the open water views, along with a freshly re-sodded lawn, full irrigation system. On the side of the home you have a custom trash enclosure for added convenience. Additional upgrades include a whole-house water softener, laundry room storage cabinets, and ceiling fans throughout, making this home truly better than new. Property Features: 4 Bedrooms | 3 Full Bathrooms Premium Pond-View Lot Open-Concept Floor Plan Quartz Countertops Designer Tile Kitchen Backsplash Enclosed Screened Lanai Whole-House Water Softener Wrought Iron Fenced Backyard Fresh Sod & Irrigation System Laundry Room Cabinetry Ceiling Fans Throughout Move-In Ready Conveniently located just minutes from historic downtown St. Augustine, shopping, dining, I-95, and the area's beautiful beaches, St. Augustine Lakes offers the perfect blend of peaceful living and everyday convenience.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,027
Sqft
0.19 ac
Lot size
2
Garage
2023
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,414 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,414/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 404 LAKE SINCLAIR STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 404 LAKE SINCLAIR STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
404 LAKE SINCLAIR STREET FAQs
What would the monthly payment be for 404 LAKE SINCLAIR STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,414/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 404 LAKE SINCLAIR STREET?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 404 LAKE SINCLAIR STREET?+
The most recent tax bill on record (2026) was $7,532. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 404 LAKE SINCLAIR STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $405,000, this home is listed about 8% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 404 LAKE SINCLAIR STREET?+
St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$405,000 runs 20% above the ST AUGUSTINE 32084 median — but at 2,027 sqft it's also 28% larger than the typical St Augustine listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a St Augustine market that averages 39 — if it fits, move quickly.
04Strong assigned schools
St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE (FLORIDA PARK) · Maria Tilton. MLS #FC320088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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