CONCORD ROAD, ST CLOUD, FL, 34773
Active4 days on marketListed Jul 16, 2026MLS #G5115169
About this home
CONCORD ROAD
No HOA and large lot. Located close to town and offers privacy and seclusion on a large 1.25 acre lot. This property is landlocked and not buildable. The property is located down the path off the main road. There is a tremendous amount of new grown around this community. The community offers a park with tennis courts, basketball courts, walking trails, a playground and pavilions. If you are ready for peach and quiet, this is the suitable land for you. Buyers/Buyer's Agent to verify lot location, it's ability for building, zoning, tax information, and all measurements and details of the property.
Facts & features
The home at a glance
1.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$283 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$283/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34773 — neighborhood snapshot
Population
5,495
Median age
38.2
Median income
$64,498
Median home value
$312,500
Avg household
3.06
Households w/ children
629
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% below the ST CLOUD 34773 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near CONCORD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$325,000
9300 CONCORD ROAD · same community
4 bd · 2 ba · 1,620 sqft · $201/sqft · 132 DOM
Sold · Nov ’25$265,000
9085 JUPITER DRIVE
2 bd · 1.5 ba · 784 sqft · $338/sqft · 0 DOM
Sold · Sep ’25$247,500
9075 LINCOLN ROAD
2 bd · 2 ba · 904 sqft · $274/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about CONCORD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for CONCORD ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
CONCORD ROAD FAQs
What would the monthly payment be for CONCORD ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $283/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on CONCORD ROAD?+
The most recent tax bill on record (2025) was $104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $18,000, this home is listed about 96% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to CONCORD ROAD?+
Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34773 market on paper
$18,000 is 94% below the ST CLOUD 34773 median of $315,000.
02Fresh on the market
Only 4 days on market in a St Cloud market that averages 33 — if it fits, move quickly.
03Strong assigned schools
Harmony High School, Harmony Community School, Narcoossee Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Tina McDonald. MLS #G5115169.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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