Derek Perez
$259,9002 bd2 ba1,156 sqft$225 /sqft$2,071 /mo all-in ↓

954 AVALON AVENUE, LADY LAKE, FL, 32159

Active1 days on marketListed Aug 6, 2026MLS #G5115796

Priced 18% below the LADY LAKE 32159 medianVillaTHE VILLAGES

About this home

954 AVALON AVENUE

PRIVATE, BLOCK and STUCCO 2/2 Baja Courtyard Villa in a guard gated community featuring a GLASS-ENCLOSED LANAI with EXTENDED COVERED DECK and LOW-MAINTENANCE, STONE and CONCRETE front, side, and rear yards - NO GRASS! - nestled in the quaint Village of El Cortez! - JUST MINUTES to CR 466 and US 441/27 as well as Spanish Springs Town Square with shopping, dining, and live nightly entertainment! NO BOND or BOND MAINTENANCE! ROOF(2021) HWH (2025) A COVERED entry vestibule with screen welcome you in to the foyer boasting a CONVENIENT ENTRY CLOSET! The GORGEOUS galley kitchen features TILE flooring, WHITE cabinetry, NEW QUARTZ countertops with full QUARTZ backsplash, NEW STAINLESS STEEL appliances, and a PANTRY closet. The SPACIOUS, OPEN CONCEPT layout of the living and dining rooms showcases TILE flooring, DOUBLE windows, and TWO sets of sliding glass doors. ADDITIONAL UPGRADES include CONTEMPORARY ceiling fans and lighting - including multiple chandeliers while THREE SOLAR TUBES offer an ABUNDANCE of NATURAL LIGHT! From the dining room, sliding glass doors allow easy access to the COVERED side courtyard - the perfect place for grilling, outdoor dining, or simply relaxing. At the rear of the living room, another set of sliding glass doors opens to the EXPANSIVE GLASS-ENCLOSED LANAI, adding approximately 112sf of versatile living space. This BRIGHT RETREAT features TILE flooring and surrounding FULL-GLASS SLIDERS that fill the room with NATURAL LIGHT while offering seamless indoor-outdoor living. Beyond the lanai, STACKING sliding glass doors lead to an EXTENDED COVERED DECK overlooking the PRIVATE, WALLED 28'x36' rear courtyard. An additional EXPANSIVE 56'x9' side courtyard provides even more outdoor living space. Together, these EXCEPTIONAL OUTDOOR AREAS create a PEACEFUL, PRIVATE OASIS with MULTIPLE spaces for entertaining, dining, or enjoying Florida's beautiful weather! Back inside, retreat to the primary bedroom boasting ENGINEERED HARDWOOD flooring, LARGE window, sliding glass doors to the lanai, and a GENEROUS WALK-IN closet. Its en-suite bathroom features WHITE cabinetry, QUARTZ countertop, and a WALK-IN shower. A second bedroom and bathroom are located near the front of the main living area, creating a PRIVATE guest wing and/or QUIET home office. Bedroom two offers LUXURY VINYL flooring, a LARGE window, and a built-in closet. The second bathroom features a WHITE vanity with QUARTZ countertop, tub and shower combination, and a hall LINEN closet. Completing the package is an 18’x23’ one and half car garage with an EPOXY floor, SLIDING GARAGE DOOR SCREEN, CONVENIENT laundry nook, WHITE cabinet, shelving, and PLENTY of space for a car and a golf cart! DON’T MISS YOUR OPPORTUNITY to make this INCREDIBLE HOME YOUR OWN! The Village of El Cortez is conveniently located JUST MINUTES to Spanish Springs Town Square with shopping, dining, and live nightly entertainment! US Post office and Publix less than 1/2 mile away! Also close to Lake Sumter Landing; Tierra Del Sol Country Club and Championship Golf Course; Mira Mesa Executive Golf Course; Hacienda Regional Recreation Center; Chula Vista Recreation Center; multiple pools, golf, and pickle ball; The Villages Regional Hospital; and CR 466 and US Hwy 441/27 with a PLETHORA of shopping, dining, banking, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this FANTASTIC HOME in a FABULOUS LOCATION and call today to schedule your Private Showing or Virtual Tour!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,156

Sqft

0.09 ac

Lot size

1

Garage

1992

Year built

One

Levels

$225

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringEngineered Hardwood · Epoxy · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Golf Cart Parking · Ground Level
ExteriorSliding Doors

Community & fees

HOA fee$17/mo
Taxes (2025)$2,985/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Golf Carts OK · Golf · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,071 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,530
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$249
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,097Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,097
Interest rate6.00%
Loan term

Estimated payment

$2,071/mo

Principal & interest$1,530
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$249
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$246KedgeAI estimate $262,404 · range $257K$276K$287K

vs edgeAI estimate

−1%

$/sqft vs THE VILLAGES

$225 vs $250

Days on market

1 vs 53 typical

Where $225/sqft sits among the 223 homes for sale in THE VILLAGES

55 · this home
69
51
19
12
17
$194–226$226–258$258–291$291–323$323–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lady Lake

Map of 954 AVALON AVENUE

Drive times from this address

Downtown Orlando66 min
Universal Orlando69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

LADY LAKE 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$306K$320K

Lady Lake median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

128 of 223

THE VILLAGES have cut their price

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $259,900 · 1 days on market since
1992Built · THE VILLAGES

Reality check

What actually sold near 954 AVALON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3023 GALLINULE COURTSold · Dec ’25

$288,000

3023 GALLINULE COURT · same community

2 bd · 2 ba · 1,148 sqft · $251/sqft · 4 DOM

1639 W SCHWARTZ BOULEVARDSold · Dec ’25

$220,000

1639 W SCHWARTZ BOULEVARD · same community

2 bd · 2 ba · 1,144 sqft · $192/sqft · 194 DOM

2382 DUE WEST DRIVESold · Dec ’25

$278,350

2382 DUE WEST DRIVE · same community

2 bd · 2 ba · 1,142 sqft · $244/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 954 AVALON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 954 AVALON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

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Goes straight to Derek’s phone and CRM.

Straight answers

954 AVALON AVENUE FAQs

What would the monthly payment be for 954 AVALON AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,071/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 954 AVALON AVENUE?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 954 AVALON AVENUE?+

The most recent tax bill on record (2025) was $2,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 954 AVALON AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lady Lake?+

At $259,900, this home is listed about 24% below the Lady Lake median of $339,990. The market section on this page shows how the area is trending.

Which schools are assigned to 954 AVALON AVENUE?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LADY LAKE 32159 market on paper

$259,900 is 18% below the LADY LAKE 32159 median of $318,000, and at $225/sqft it sits under the Lady Lake average of $234.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Lady Lake market that averages 53 — if it fits, move quickly.

Listing courtesy of RE/MAX PREMIER REALTY · Matthew Roberts Llc. MLS #G5115796.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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954 AVALON AVENUE, LADY LAKE, FL — 2 Bed, 2 Bath — $259,900 | CENTURY 21 Edge