1317 SW 98TH STREET, GAINESVILLE, FL, 32607
Active1 days on marketListed Aug 7, 2026MLS #GC542437
About this home
1317 SW 98TH STREET
Nestled on a peaceful 1-acre lot in the heart of Southwest Gainesville, this charming 3-bedroom, 2-bath home is the kind of place that invites you to slow down and enjoying your surroundings. Tucked away in the quiet, peaceful neighborhood of Willow Bend and surrounded by mature trees and nature, it offers the rare feeling of a peaceful retreat while still being just minutes from everything you need- the perfect balance of privacy and convenience. Inside, every space calls you to settle in and stay awhile. The custom built-in library creates the perfect nook to curl up with your favorite book, enjoy a quiet morning coffee, or work from home in a space that inspires calm and creativity. The large eat-in kitchen has ample storage space, and recently updated appliances including a double oven to make hosting gatherings a breeze. Just beyond the living spaces, the back porch becomes an extension of the home—a peaceful place to view the garden, listen to the birds, and unwind after a busy day. You will enjoy the Mandarin, Grape Fruit, and Meyer Lemon trees that have been planted and nurtured with care, and a shed to store your gardening tools. The fully-fenced acre offers the space for family and pets to roam safely. Whether you're gathering with friends, enjoying family dinners outdoors, or simply soaking in the beauty of the natural surroundings, you'll find yourself wanting to spend as much time outside as you do in. Cozy and full of character, the home was designed for everyday comfort featuring a double garage and offers peace of mind with recent updates including 2019 HVAC, 2018 roof, 2023 water heater, and a whole home water softener. Located in one of Southwest Gainesville's most sought-after areas with highly desirable schools, this one won't last long. Schedule your showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,900
Sqft
1 ac
Lot size
2
Garage
1974
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,018 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,018/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.5%
Days on market
1 vs 45 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32607 — neighborhood snapshot
Population
31,938
Median age
26.9
Median income
$46,517
Median home value
$297,800
Avg household
2.2
Households w/ children
2,649
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $333K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the GAINESVILLE 32607 median. See the full Gainesville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1317 SW 98TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1317 SW 98TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
1317 SW 98TH STREET FAQs
What would the monthly payment be for 1317 SW 98TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,018/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1317 SW 98TH STREET?+
The most recent tax bill on record (2025) was $5,432. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $380,000, this home is listed about 28% above the Gainesville median of $297,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1317 SW 98TH STREET?+
Lawton M. Chiles Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$380,000 runs 112% above the GAINESVILLE 32607 median — but at 1,900 sqft it's also 31% larger than the typical Gainesville listing.
02Fresh on the market
Only 1 day on market in a Gainesville market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Lawton M. Chiles Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SOUTHWESTERN REAL ESTATE · Meredith Kelly. MLS #GC542437.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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