Derek Perez
$474,0004 bd2.5 ba2,063 sqft$230 /sqft$3,844 /mo all-in ↓

10021 SW 42ND ROAD, GAINESVILLE, FL, 32608

Active1 days on marketListed Aug 7, 2026MLS #GC542542

Single Family ResidenceHAILE PLANTATION

About this home

10021 SW 42ND ROAD

Virtually Staged. This super cute two-story Haile Plantation Matheson Woods house is located literally in the heart of Haile, just one block from the members’ only Hawkstone Country Club, and footsteps away from accessing the 13.5 miles of paved walking paths that meander throughout this SW Gainesville subdivision. Tucked away in the cul de sac is this 4-bedroom, 2.5 bath home with 2063 SF is move-in ready with updated interior paint and laminate flooring in all of the living spaces downstairs. As you enter the home, the dining space is immediately to your left. This room features Plantation Shutters, east-facing windows, and a direct access to a hallway that connects the dining space with the kitchen. The front living space has a vaulted ceiling; use this room for a secondary family room or bonus space. The family room has a corner wood-burning fireplace with custom mantle, and a set of sliding glass doors that offer direct views of the private rear yard. The family room and kitchen connect, with a spacious breakfast nook adjacent to both. There is a sliding glass door that opens onto the corner screen enclosed rear porch, also with views of the private backyard. The kitchen has an ample amount of perimeter cabinetry, and a center prep island. Just outside the kitchen is the pantry, which is conveniently located between the kitchen and the garage for easy, quick storage when coming home from the grocery store. The hallway that connects the kitchen/pantry and the dining room. Within this hallway is a convenient half bath for guests and a large, under-staircase storage closet. The master bedroom is downstairs, and features brand new high-end laminate flooring, including the walk-in closet. The en suite master bathroom features a soaking tub, a separate walk in shower and a double sink vanity. Upstairs you will find three guest rooms. The guest room on the left has a wall of custom built-ins, making this room a perfect home office, playroom, or as a guest suite. The second guest bedroom has a custom closet organizational system. Between these two guest rooms and the third guest room is a double door hallway closet. Across from this closet is the full hallway bath. The home’s additional feature includes a separate laundry room with washer and dryer. Matheson Woods is within a short walk or bike ride to the Haile Village Center where you will enjoy local restaurants, shopping, a coffee shop, and recreational facilities. Haile Plantation is an award-winning golf course community, where you can join the Club to enjoy the members’ only 18-hole Gary Player golf course, two pools, a Club restaurant, tennis and pickleball courts, and a fitness facility.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,063

Sqft

0.22 ac

Lot size

2

Garage

1993

Year built

Two

Levels

$230

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDryer · Microwave · Washer
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesNortheast
ExteriorOther

Community & fees

HOA fee$55/mo
Taxes (2025)$7,544/yr
PetsBreed Restrictions, Yes

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,844 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,790
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$629
HOA fee — from the listing$55
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,590Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,590
Interest rate6.00%
Loan term

Estimated payment

$3,844/mo

Principal & interest$2,790
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$629
HOA / condo fee$55
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $474K
$402KedgeAI estimate $507,811 · range $419K$621K$646K

vs edgeAI estimate

−6.7%

$/sqft vs HAILE PLANTATION

$230 vs $216

Days on market

1 vs 45 typical

Where $230/sqft sits among the 12 homes for sale in HAILE PLANTATION

3
1
3
2 · this home
2
1
$166–187$187–208$208–229$229–250$250–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haile Plantation

Map of 10021 SW 42ND ROAD inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Haile Plantation — neighborhood snapshot

Population

5,843

Median age

48

Median income

$118,974

Median home value

$437,518

Avg household

2

Households w/ children

658

For the school run

Alachua County School District

MiddleKanapaha Middle School★★★★★
ElementaryKimball Wiles Elementary School★★★★★
HighF. W. Buchholz High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$333K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

5 of 12

HAILE PLANTATION have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $474,000 · 1 days on market since
1993Built · HAILE PLANTATION

Reality check

What actually sold near 10021 SW 42ND ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7804 SW 47TH COURTSold · Jul ’26

$411,000

7804 SW 47TH COURT · same community

4 bd · 2 ba · 2,150 sqft · $191/sqft · 68 DOM

10146 SW 52ND ROADSold · Sep ’25

$440,000

10146 SW 52ND ROAD · same community

3 bd · 2 ba · 2,244 sqft · $196/sqft · 7 DOM

5135 SW 105TH WAYSold · Dec ’25

$627,000

5135 SW 105TH WAY · same community

3 bd · 2.5 ba · 2,326 sqft · $270/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10021 SW 42ND ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10021 SW 42ND ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

10021 SW 42ND ROAD FAQs

What would the monthly payment be for 10021 SW 42ND ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,844/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10021 SW 42ND ROAD?+

The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10021 SW 42ND ROAD?+

The most recent tax bill on record (2025) was $7,544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10021 SW 42ND ROAD?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $474,000, this home is listed about 59% above the Gainesville median of $297,500. The market section on this page shows how the area is trending.

Which schools are assigned to 10021 SW 42ND ROAD?+

Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$474,000 runs 111% above the GAINESVILLE 32608 median — but at 2,063 sqft it's also 43% larger than the typical Gainesville listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Gainesville market that averages 45 — if it fits, move quickly.

04Strong assigned schools

Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Cindy Birk. MLS #GC542542.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10021 SW 42ND ROAD, GAINESVILLE, FL — 4 Bed, 2.5 Bath — $474,000 | CENTURY 21 Edge