RIVER RANCH, FROSTPROOF, FL, 33843
Active445 days on marketListed May 2, 2025MLS #K4902911
About this home
RIVER RANCH
This wooded lot is located in the River Ranch Property Owner's Association camping area. You can hunt and ride your ATV's, side by sides and buggies through thousands of acres of Florida's nature. This lot has not been used or cleared and does not have any roads leading to it.
Facts & features
The home at a glance
2.53 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$287 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$287/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Frostproof
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $245K
Frostproof median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near RIVER RANCH
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$186,000
18136 STATE ROAD 52 · same community
2 bd · 2 ba · 930 sqft · $200/sqft · 4 DOM
Sold · Nov ’25$190,000
811 S LONE OAK DRIVE · same community
3 bd · 1 ba · 1,104 sqft · $172/sqft · 6 DOM
Sold · Dec ’25$140,000
1322 SHADY COVE ROAD W · same community
2 bd · 1.5 ba · 1,248 sqft · $112/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about RIVER RANCH — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for RIVER RANCH — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
RIVER RANCH FAQs
What would the monthly payment be for RIVER RANCH?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $287/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at RIVER RANCH?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on RIVER RANCH?+
The most recent tax bill on record (2024) was $16. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at RIVER RANCH?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $17,500, this home is listed about 94% below the Frostproof median of $274,950. The market section on this page shows how the area is trending.
Which schools are assigned to RIVER RANCH?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FROSTPROOF 33843 market on paper
$17,500 is 64% below the FROSTPROOF 33843 median of $49,000.
02Time on market is leverage
445 days on market against a Frostproof median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $19,000, now $17,500 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WESTLAKE REAL ESTATE CO., INC. · Anne Lazzari. MLS #K4902911.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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