
170 OLD NICHOLS CIRCLE, AUBURNDALE, FL, 33823
Active1 days on marketListed Aug 6, 2026MLS #L4963985
About this home
170 OLD NICHOLS CIRCLE
Welcome to this spacious 5-bedroom, 3-bath home offering over 3,000 sq ft of living space in the sought-after Old Nichols Grove community on beautiful Lake Arietta with "resident only" boat access to lake! Enjoy boating, fishing, skiing, and all the lake life has to offer, with a low annual HOA fee to boot. While not directly on the water, you'll catch lake views right from the front of the home. Step inside to cathedral ceilings throughout and a great room that flows out to the screened-in porch and large, fully fenced backyard, perfect for entertaining or relaxing. The gorgeous kitchen features solid wood cabinets, stainless steel appliances, and granite countertops with a breakfast/snack bar, plus a cute breakfast nook just off the kitchen. A formal dining room with beautiful wood flooring adds an elegant touch for special occasions. The primary suite includes a spa-like bath with a relaxing Roman tub, separate shower, and his-and-hers walk-in closets. The fifth bedroom makes an ideal home office. Additional features include an oversized two-car garage, covered patio, irrigation, outside generator power inlet box that channels electricity from outdoors to inside via generator without using extension cords, ample garage attic for storage with upgraded attic access ladder (aluminum), Water softener, garage door and AC units can be controlled via smart home automation, new roof installed April 2024, New mechanics; Main hot water heater (50 gal) installed Dec 2025; Secondary hot water heater (40 gal) installed Dec 2025 New Main AC installed Oct 2024 and New Secondary AC unit installed Sept 2025, and irrigation well. Don't miss your chance to own a piece of lake life at Old Nichols Grove. Schedule your showing today!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,019
Sqft
0.34 ac
Lot size
2
Garage
2001
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,567 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,567/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
Days on market
1 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
AUBURNDALE 33823 — neighborhood snapshot
Population
39,146
Median age
40.8
Median income
$64,248
Median home value
$234,300
Avg household
2.89
Households w/ children
4,326
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $345K
Auburndale median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 170 OLD NICHOLS CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 170 OLD NICHOLS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
170 OLD NICHOLS CIRCLE FAQs
What would the monthly payment be for 170 OLD NICHOLS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,567/mo — principal and interest, the actual property-tax bill, the $27/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 170 OLD NICHOLS CIRCLE?+
The association fee works out to $27 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 170 OLD NICHOLS CIRCLE?+
The most recent tax bill on record (2025) was $2,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 170 OLD NICHOLS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $499,900, this home is listed about 43% above the Auburndale median of $349,863. The market section on this page shows how the area is trending.
Which schools are assigned to 170 OLD NICHOLS CIRCLE?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SERHANT · Elizabeth Willers. MLS #L4963985.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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