
111 RUSTIC ROAD, SATSUMA, FL, 32189
Active310 days on marketListed Sep 13, 2025MLS #NS1085972
About this home
111 RUSTIC ROAD
Build your dream retreat in the heart of peaceful Satsuma, Florida! This vacant lot offers a rare opportunity to own land in a tranquil, rural setting—without the worry of being in a flood zone. Surrounded by nature and located in a quiet neighborhood, this property is perfect for a custom home, getaway cabin, or future investment
Facts & features
The home at a glance
0.47 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$254 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$254/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Satsuma
Get to know Satsuma. See the full Satsuma guide →
SATSUMA 32189 — neighborhood snapshot
Population
5,527
Median age
53.4
Median income
$42,566
Median home value
$118,200
Avg household
2.04
Households w/ children
551
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Satsuma market
$130K → $454K
Satsuma median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
Median sold price, Satsuma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the SATSUMA 32189 median. See the full Satsuma market guide →
Paper trail
This home's history
Reality check
What actually sold near 111 RUSTIC ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$39,900
112 IVANHOE DRIVE · same community
2 bd · 2 ba · 784 sqft · $51/sqft · 4 DOM
Sold · Oct ’25$95,000
110 PHEASANT ROAD · same community
2 bd · 2 ba · 784 sqft · $121/sqft · 13 DOM
Sold · Apr ’26$185,000
106 LAKE CIRCLE · same community
3 bd · 2 ba · 1,140 sqft · $162/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 111 RUSTIC ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 111 RUSTIC ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
111 RUSTIC ROAD FAQs
What would the monthly payment be for 111 RUSTIC ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $254/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 111 RUSTIC ROAD?+
The most recent tax bill on record (2024) was $98. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Satsuma?+
At $13,599, this home is listed about 95% below the Satsuma median of $268,000. The market section on this page shows how the area is trending.
Which schools are assigned to 111 RUSTIC ROAD?+
Browning-Pearce Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH REALTY AND ASSOC INC · Syna Prasse. MLS #NS1085972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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