Derek Perez
$375,000$395,0003 bd2 ba1,728 sqft$217 /sqft$3,382 /mo all-in ↓

3473 YELLOWTOP LOOP, CLERMONT, FL, 34714

Active78 days on marketListed May 2, 2026MLS #O6401797

Reduced $20KSingle Family ResidencePALMS/SERENOA PH 3

About this home

3473 YELLOWTOP LOOP

Like New (2023) | 3 Bed / 2 Bath | Gated 55+ Community | Premium Upgrades Throughout. Maintenance-free (lawn care, pest control, cable, internet, streaming(Netflix, Paramount) included! Welcome home to this immaculately maintained, move-in ready gem nestled in the sought-after gated 55+ community of Palms at Serenoa — where top-tier amenities meet an unbeatable location. (Note: Up to 20% of homes may be occupied by residents under 55.) A Location Built for the Future Positioned on the border of Clermont and Winter Garden — straddling Lake and Orange counties — this home sits at the center of one of Central Florida's most exciting growth corridors. Lake and Orange counties have approved plans to connect the two via Sawgrass Bay Blvd and Flemings Road in Winter Garden, delivering easy access to world-class dining, shopping, and entertainment — including Disney World, Disney Springs, Flamingo's Crossing, and Blizzard Beach — without the Orange County price tag. Adding further value, the $546 million SR 429–US 27 highway expansion via SR 516 is already underway, making this a compelling long-term investment. Designed for Entertaining The open floor plan flows effortlessly from the chef's kitchen — anchored by a large quartz center island — through the dining room and into the family room, creating a natural gathering space for holidays and everyday living. Sliding glass doors seamlessly extend the living area to a screened-in lanai with an extended paver patio, blending indoor and outdoor living beautifully. High-End Finishes Throughout Every detail has been thoughtfully upgraded: Level 5 engineered hardwood floors in the primary and secondary bedrooms Crown molding and upgraded ceiling fans throughout Elegant glass front door and French doors on the third bedroom Quartz countertops and pendant lighting in the kitchen Porcelain tile in the third bedroom and tiled primary closet Built-in closets in both secondary bedrooms Gutters, screened lanai, and extended paver patio Comfortable, Accessible Living The serene primary suite features oversized windows that flood the space with natural light, along with a step-in shower designed for easy accessibility. The third bedroom — framed by French doors and finished with porcelain tile — works equally well as a home office or guest suite. Bonus: Premium Lot This home sits on a coveted pie-shaped lot, providing added space, privacy, and separation from neighbors — a rare find in any community. Everything You Need, Right Outside Your Door Southern Hills Farms, Margaritaville, Target, Publix, championship golf courses, and all four Disney theme parks are just minutes away. Don't miss this opportunity to own a nearly new, fully upgraded home in one of Central Florida's fastest-appreciating corridors. CDD is included inside of the taxes

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,728

Sqft

0.14 ac

Lot size

2

Garage

2022

Year built

One

Levels

$217

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Tile · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Vinyl Siding
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway · On Street
ExteriorLighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$319/mo
Taxes (2025)$6,360/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityFishing · Lake · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,382 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$530
HOA fee — from the listing$319
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,382/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$530
HOA / condo fee$319
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $450,334 · range $405K$476K$495K

vs edgeAI estimate

−16.7%

$/sqft vs Clermont actives

$217 vs $222

Days on market

78 vs 33 typical

Where $217/sqft sits among the 400 Clermont actives

156
144 · this home
46
18
10
26
$167–212$212–256$256–301$301–345$345–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 3473 YELLOWTOP LOOP

Drive times from this address

Walt Disney World37 min
Downtown Orlando44 min
Universal Orlando46 min
Orlando Int’l Airport (MCO)52 min

Get to know Clermont. See the full Clermont guide →

CLERMONT 34714 — neighborhood snapshot

Population

26,826

Median age

34.2

Median income

$74,470

Median home value

$343,600

Avg household

2.82

Households w/ children

3,295

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
ElementaryLost Lake Elementary School★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

201 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $375,000 $20K
May 2, 2026Listed at $395,000 · 78 days on market since
2022Built · PALMS/SERENOA PH 3

Reality check

What actually sold near 3473 YELLOWTOP LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17795 BLAZING STAR CIRCLESold · Apr ’26

$400,000

17795 BLAZING STAR CIRCLE · same community

3 bd · 2 ba · 1,722 sqft · $232/sqft · 243 DOM

17751 BLAZING STAR CIRCLESold · Jun ’26

$510,000

17751 BLAZING STAR CIRCLE · same community

3 bd · 2 ba · 1,822 sqft · $280/sqft · 25 DOM

2539 CAITHNESS WAYSold · Jan ’26

$395,000

2539 CAITHNESS WAY

2 bd · 2 ba · 1,726 sqft · $229/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3473 YELLOWTOP LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3473 YELLOWTOP LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

Goes straight to Derek’s phone and CRM.

Straight answers

3473 YELLOWTOP LOOP FAQs

What would the monthly payment be for 3473 YELLOWTOP LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,382/mo — principal and interest, the actual property-tax bill, the $319/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3473 YELLOWTOP LOOP?+

The association fee works out to $319 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3473 YELLOWTOP LOOP?+

The most recent tax bill on record (2025) was $6,360. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3473 YELLOWTOP LOOP?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $375,000, this home is listed about 20% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3473 YELLOWTOP LOOP?+

Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

78 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $395,000, now $375,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Daniel Hsieh. MLS #O6401797.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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