Derek Perez
$399,9003 bd2.5 ba1,559 sqft$257 /sqft$3,044 /mo all-in ↓

914 SPRING PALMS LOOP, ORLANDO, FL, 32828

Active67 days on marketListed May 14, 2026MLS #O6403692

Priced 9% below the ORLANDO 32828 medianTownhouseSPRING ISLE PALMS

About this home

914 SPRING PALMS LOOP

Welcome to 914 Spring Palms Loop in Orlando, a well-designed two-story townhouse offering 3 bedrooms, 2.5 baths, and an open floorplan that makes everyday living feel comfortable and connected. With a layout that balances shared living areas and private bedroom space, this home offers both function and flexibility. Inside, the open design creates an easy flow between the main living spaces, making it simple to relax, entertain, and stay connected throughout the home. The kitchen, dining, and living areas work together well for daily routines and casual gatherings, while the second-floor bedroom layout provides added privacy and a comfortable retreat at the end of the day. The 3-bedroom, 2.5-bath setup also offers flexibility for guests, a home office, or changing household needs. Step outside to the open patio, a great spot for morning coffee, outdoor dining, or simply enjoying some fresh air. This outdoor space adds to the home’s appeal and gives you another area to unwind or entertain. The community adds even more value with amenities that include a pool, playground, and dog park, creating a setting that supports both recreation and convenience. These features make it easy to enjoy an active and low-maintenance lifestyle close to home. Located in Orlando, this townhouse is set in an area that offers convenient access to shopping, dining, parks, schools, and major roadways. The neighborhood adds to the appeal with its blend of residential comfort and everyday accessibility, making it easy to enjoy both a peaceful setting and nearby amenities.**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.**

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,559

Sqft

0.04 ac

Lot size

1

Garage

2023

Year built

Two

Levels

$257

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate · Tile
AppliancesNone
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Smart Home · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$305/mo
Taxes (2025)$570/yr
PetsYes
CommunityPlayground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,044 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$48
HOA fee — from the listing$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,044/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$48
HOA / condo fee$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$369KedgeAI estimate $385,105 · range $384K$387K$416K

vs edgeAI estimate

+3.8%

$/sqft vs SPRING ISLE PALMS

$257 vs $253

Days on market

67 vs 34 typical

Where $257/sqft sits among the 7 homes for sale in SPRING ISLE PALMS

1
0
0
3
0 · this home
3
$230–236$236–243$243–249$249–255$255–261$261+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 914 SPRING PALMS LOOP

Drive times from this address

Downtown Orlando25 min
Orlando Int’l Airport (MCO)30 min
Universal Orlando38 min
Walt Disney World54 min

Get to know Orlando. See the full Orlando guide →

ORLANDO 32828 — neighborhood snapshot

Population

69,937

Median age

36.5

Median income

$99,927

Median home value

$403,700

Avg household

2.85

Households w/ children

9,027

For the school run

Orange County School District

ElementarySunrise Elementary★★★★
HighTimber Creek High★★★★
MiddleDiscovery Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 7

SPRING ISLE PALMS have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

May 14, 2026Listed at $399,900 · 67 days on market since
2023Built · SPRING ISLE PALMS

Reality check

What actually sold near 914 SPRING PALMS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1064 SPRING PALMS LOOPSold · Mar ’26

$414,000

1064 SPRING PALMS LOOP · same community

3 bd · 2.5 ba · 1,633 sqft · $254/sqft · 13 DOM

16257 OLD ASH LOOPSold · Mar ’26

$323,000

16257 OLD ASH LOOP

3 bd · 2.5 ba · 1,507 sqft · $214/sqft · 14 DOM

13658 HIDDEN FOREST CIRCLESold · Jan ’26

$435,900

13658 HIDDEN FOREST CIRCLE

3 bd · 2 ba · 1,654 sqft · $264/sqft · 182 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 914 SPRING PALMS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 914 SPRING PALMS LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

Goes straight to Derek’s phone and CRM.

Straight answers

914 SPRING PALMS LOOP FAQs

What would the monthly payment be for 914 SPRING PALMS LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,044/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 914 SPRING PALMS LOOP?+

The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 914 SPRING PALMS LOOP?+

The most recent tax bill on record (2025) was $570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 914 SPRING PALMS LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $399,900, this home is listed about 3% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 914 SPRING PALMS LOOP?+

Sunrise Elementary (elementary), Timber Creek High (high), Discovery Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORLANDO 32828 market on paper

$399,900 is 9% below the ORLANDO 32828 median of $439,000, and at $257/sqft it sits under the Orlando average of $264.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Sunrise Elementary, Timber Creek High, Discovery Middle — Sunrise Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6403692.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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