3604 NW 51ST TERRACE, GAINESVILLE, FL, 32606
Pending12 days on marketListed Jul 25, 2026MLS #O6428152
About this home
3604 NW 51ST TERRACE
Virtually Staged. Move-in ready and beautifully renovated in July 2026! This adorable 3BR/2BA home is located on a quiet cul-de-sac in an established neighborhood. Luxury laminate, fresh interior paint and modern ?xtures provide a clean, contemporary look. The home has a recently replaced roof and a two-car attached garage. The spacious living room features a vaulted ceiling and abundant natural light. The remodeled kitchen showcases new soft-close cabinetry, counter tops and ?nishes. The primary suite features an updated bathroom with a walk-in shower and a large picture window for an uninterrupted view of the backyard. Enjoy outdoor living from the screened porch overlooking a private backyard with mature trees and a charming tree swing. Conveniently located within walking distance to shopping, dining, and public transportation, this home represents the perfect combination of comfort, style, and convenience. Located in the heart of Gainesville, it provides quick, easy access to great public schools, Santa Fe College, UF, downtown and the airport. Interior pictures to follow shortly.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,237
Sqft
0.19 ac
Lot size
2
Garage
1992
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,464 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,464/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Gainesville actives
$247 vs $197
Days on market
12 vs 45 typical
Where $247/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3604 NW 51ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
5301 NW 25TH PLACE
3 bd · 2 ba · 1,233 sqft · $203/sqft · 6 DOM
Sold · Sep ’25$289,000
2403 NW 47TH TERRACE
3 bd · 2 ba · 1,272 sqft · $227/sqft · 4 DOM
Sold · Jan ’26$285,000
3952 NW 25TH CIRCLE
2 bd · 2 ba · 1,198 sqft · $238/sqft · 188 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3604 NW 51ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3604 NW 51ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
3604 NW 51ST TERRACE FAQs
What would the monthly payment be for 3604 NW 51ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,464/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3604 NW 51ST TERRACE?+
The most recent tax bill on record (2025) was $4,485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3604 NW 51ST TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $305,000, this home is listed about 3% above the Gainesville median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3604 NW 51ST TERRACE?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6428152.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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