874 RIVER STONE, SANFORD, FL, 32771
Active0 days on marketListed Aug 3, 2026MLS #O6430263
About this home
874 RIVER STONE
Under Construction. Welcome to 874 River Stone Trail in Sanford: a new construction 2-story home built by M/I Homes. This thoughtfully designed home offers 2,489 square feet of well-planned living space with 4 bedrooms and 3 bathrooms, ideal for comfortable everyday living. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas of the home. The layout is designed with both functionality and style in mind, ensuring each room serves a clear purpose while maintaining an inviting atmosphere throughout. The owner's bedroom features a private en-suite bathroom, providing a comfortable retreat at the end of each day. With 3 additional bedrooms, there is plenty of room for family members or guests. Outside, the lanai extends your living space and offers a covered area perfect for relaxing or entertaining outdoors. Additional features include a first-floor guest bedroom, a stunning kitchen island, a spacious upstairs loft and a 2-car garage. This home is situated in a welcoming neighborhood with convenient proximity to parks, making it easy to enjoy outdoor recreation and green spaces. The quality of design is evident in every detail of this move-in ready home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,489
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,974 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,974/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
Days on market
0 vs 32 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $390K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 874 RIVER STONE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 874 RIVER STONE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
874 RIVER STONE FAQs
What would the monthly payment be for 874 RIVER STONE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,974/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 874 RIVER STONE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 874 RIVER STONE?+
The most recent tax bill on record (2025) was $1,231. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 874 RIVER STONE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $604,990, this home is listed about 59% above the Sanford median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 874 RIVER STONE?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$604,990 runs 73% above the SANFORD 32771 median — but at 2,489 sqft it's also 44% larger than the typical Sanford listing.
02Fresh on the market
Listed today in a Sanford market that averages 32 — if it fits, move quickly.
03Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Stacie Brown Kelly. MLS #O6430263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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