Derek Perez
$840,0006 bd3 ba3,622 sqft$232 /sqft$5,651 /mo all-in ↓

10020 RUSTIC RIDGE COURT, ORLANDO, FL, 32832

Active1 days on marketListed Aug 6, 2026MLS #O6430577

Private poolSingle Family ResidenceLA VINA 49 135

About this home

10020 RUSTIC RIDGE COURT

Virtually Staged. Outside of the hustle and bustle while still enjoying easy access to everything Lake Nona has to offer, this impressive POOL HOME in the GATED Lavina community delivers the space, privacy, and upgrades you have been searching for! Recent improvements include FRESH EXTERIOR PAINT (2026), garage EPOXY FLOORING and PAINT (2026), and a NEW GARAGE DOOR OPENER with battery backup (2026), followed by a SEAMLESS GLASS SHOWER ENCLOSURE in the primary bath (2025), a NEWER A/C (2021) and pool propane heater, and an UPDATED ROOF (2019) – giving peace of mind for years to come. Perfectly positioned on a premium CUL-DE-SAC LOT, this beautifully maintained home is surrounded by lush landscaping and enjoys tranquil POND & WOODED VIEWS with exceptional backyard privacy. Designed for both everyday living and entertaining, the expansive floor plan offers 6 bedrooms, 3 full baths, formal living and dining rooms on either side of a 2-story foyer, plus an OPEN CONCEPT kitchen overlooking the casual dining area and spacious family room. The kitchen is equipped with granite countertops, abundant cabinetry, and plenty of prep space to keep everyone connected. The MAIN FLOOR BEDROOM and FULL BATH with convenient access just outside to the pool area create the ideal setup for guests, in-laws, or a home office, while upstairs you will find the private PRIMARY SUITE featuring CUSTOM CLOSET SYSTEMS in the DUAL WALK-IN CLOSETS and a well appointed en-suite bath. A versatile BONUS/LOFT at the top of the stairs provides additional space for a media room, game room, home gym, or playroom, and KOA wood flooring enhances the upstairs hallway. WOOD BLINDS throughout add timeless style and warmth. After exploring the interior, step outside to your own private Florida retreat where the COVERED LANAI and sparkling POOL with a HEATED SPA on one side and KIDS POOL on the other - all SCREENED for your comfort - are surrounded by mature privacy landscaping. The spa is heated by solar PVC panels and/or the gas heater, in turn heating the pool and is further enhanced by a Pentair WhisperFlo variable-speed pool pump, making it as efficient as it is enjoyable. Lavina offers GATED ACCESS, a community pool, playground, and sports courts, all tucked along a quieter stretch of Narcoossee Road with less congestion/no traffic while remaining just minutes from SR 528, SR 417, Orlando International Airport, TOP-RATED SCHOOLS, the YMCA, Medical City, shopping, dining, and everything that makes Lake Nona one of Central Florida's most desirable destinations. Great community, great location, and an even better home – welcome to Rustic Ridge Court in Lavina... WELCOME HOME!

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

3,622

Sqft

0.2 ac

Lot size

3

Garage

2003

Year built

Two

Levels

$232

Per sqft

Private poolFireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Concrete · Epoxy · Laminate · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Range · Refrigerator
InteriorAttic Fan · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorthwest
ParkingDriveway
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$100/mo
Taxes (2025)$6,516/yr
PetsYes
CommunityClubhouse · Gated Community - No Guard · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,651 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,533
PMI (est., until 20% equity)$315
Property tax — 2025 actual bill$543
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,000
Interest rate6.00%
Loan term

Estimated payment

$5,651/mo

Principal & interest$4,533
PMI (est., until 20% equity)$315
Property taxes (actual bill)$543
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lavina

Map of 10020 RUSTIC RIDGE COURT inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)15 min
Downtown Orlando21 min
Universal Orlando30 min
Walt Disney World32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Lavina — neighborhood snapshot

Population

3,060

Median age

34

Median income

$113,017

Median home value

$377,900

Avg household

3

Households w/ children

395

For the school run

Orange County School District

ElementaryNorthlake Park Community Elementary★★★★★
MiddleOdyssey Middle★★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $840,000 · 1 days on market since
2003Built · LA VINA 49 135

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10020 RUSTIC RIDGE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10020 RUSTIC RIDGE COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

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Goes straight to Derek’s phone and CRM.

Straight answers

10020 RUSTIC RIDGE COURT FAQs

What would the monthly payment be for 10020 RUSTIC RIDGE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,651/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10020 RUSTIC RIDGE COURT?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10020 RUSTIC RIDGE COURT?+

The most recent tax bill on record (2025) was $6,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10020 RUSTIC RIDGE COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $840,000, this home is listed about 115% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10020 RUSTIC RIDGE COURT?+

Northlake Park Community Elementary (elementary), Odyssey Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$840,000 runs 100% above the ORLANDO 32832 median — but at 3,622 sqft it's also nearly twice the size of the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Orlando market that averages 41 — if it fits, move quickly.

04Strong assigned schools

Northlake Park Community Elementary, Odyssey Middle, Lake Nona High — Northlake Park Community Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6430577.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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