460 E 3RD STREET, CHULUOTA, FL, 32766
Active0 days on marketListed Aug 6, 2026MLS #O6430876
About this home
460 E 3RD STREET
Welcome to the heart of charming Chuluota! Situated on a spacious .26-acre lot with no HOA, this 2-bedroom, 1-bath home offers endless potential to make it your own. Enjoy a generous backyard with plenty of room for entertaining, gardening, storing your boat or RV, or future expansion. Located in the highly sought-after Seminole County School District and zoned for Walker Elementary, Chiles Middle, and Hagerty High School, this home combines small-town charm with everyday convenience. Just minutes from local parks, shopping, dining, and major roadways, you'll appreciate the peaceful setting while remaining close to everything Central Florida has to offer. Don't miss your opportunity to own a piece of Chuluota!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,183
Sqft
0.26 ac
Lot size
1958
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,049 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,049/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Chuluota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Chuluota. See the full Chuluota guide →
CHULUOTA 32766 — neighborhood snapshot
Population
15,966
Median age
42.2
Median income
$146,215
Median home value
$529,600
Avg household
3.18
Households w/ children
2,393
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Chuluota market
$584K → $735K
Chuluota median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Chuluota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the CHULUOTA 32766 median. See the full Chuluota market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 460 E 3RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 460 E 3RD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
460 E 3RD STREET FAQs
What would the monthly payment be for 460 E 3RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,049/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 460 E 3RD STREET?+
The most recent tax bill on record (2025) was $721. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Chuluota?+
At $289,000, this home is listed about 71% below the Chuluota median of $985,000. The market section on this page shows how the area is trending.
Which schools are assigned to 460 E 3RD STREET?+
Walker Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CHULUOTA 32766 market on paper
$289,000 is 57% below the CHULUOTA 32766 median of $665,000, and at $244/sqft it sits under the Chuluota average of $361.
02Fresh on the market
Listed today in a Chuluota market that averages 54 — if it fits, move quickly.
03Strong assigned schools
Walker Elementary School, Chiles Middle School, Hagerty High School — Walker Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of THE AGENCY FL · Della Hart. MLS #O6430876.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Chuluota homes, in your inbox
Like 460 E 3RD STREET but not quite? A daily digest of every new listing in Chuluota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Derek to ping you on any price or status change →