7 PINE TRACE TERRACE, OCALA, FL, 34472
Active100 days on marketListed Apr 13, 2026MLS #OM722674
About this home
7 PINE TRACE TERRACE
This split plan is open, light & bright. As you walk through the front door of the home, you feel the openness with cathedral ceilings in the living room, dining room, and foyer. The kitchen features stylish cabinetry and quartz countertops and comes complete with a new range, microwave, and dishwasher. The charming nook is the perfect spot to enjoy your morning coffee. Tile floors throughout the house help with easy maintenance. There is a fully tiled walk-in shower and dual sinks in the en-suite bath. Do laundry with ease in the air-conditioned laundry room. This home rests on just under a 1/4 acre lot ~ enough room for the family & pets to play, but not too much yard work.Silver Springs Shores offers easy access to restaurants, shops, healthcare facilities, art galleries and local events, plus outdoor recreation opportunities like parks, lakes, biking, swimming, hiking, kayaking and much more. The Builder is including a 1 year full warranty and a 2-10 home warranty! Any dimensions listed are approximate. Photos/Virtual Tour are to show interior and exterior colors and finishes and may or may not be of this actual listing. Garage orientation and floor plan may vary for actual home. BUILDER WILL PAY UP TO $4000.00 TOWARDS BUYERS CLOSING COSTS WITH FULL PRICE OFFER!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,440
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,940 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,940/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
$/sqft vs SILVER SPGS SHORES UN 09
$192 vs $181
Days on market
100 vs 43 typical
Where $192/sqft sits among the 9 homes for sale in SILVER SPGS SHORES UN 09
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 9
SILVER SPGS SHORES UN 09 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 7 PINE TRACE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$259,900
18 PINE PASS LANE · same community
3 bd · 2 ba · 1,446 sqft · $180/sqft · 119 DOM
Sold · Jul ’25$273,900
10 CEDAR TREE DRIVE · same community
3 bd · 2 ba · 1,453 sqft · $189/sqft · 20 DOM
Sold · Jul ’26$260,000
72 CEDAR ROAD · same community
3 bd · 2 ba · 1,412 sqft · $184/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7 PINE TRACE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 PINE TRACE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
7 PINE TRACE TERRACE FAQs
What would the monthly payment be for 7 PINE TRACE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,940/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7 PINE TRACE TERRACE?+
The most recent tax bill on record (2025) was $316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $277,000, this home is listed about 7% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7 PINE TRACE TERRACE?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Michael Mazzurco. MLS #OM722674.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 7 PINE TRACE TERRACE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Derek to ping you on any price or status change →