86 PECAN DRIVE, OCALA, FL, 34472
Active81 days on marketListed May 4, 2026MLS #OM724030
About this home
86 PECAN DRIVE
Beautifully fully updated and renovated 4-bedroom, 2-bath home with a 2-car garage in a well-established community with NO HOA! This move-in-ready home features an up-to-date modern style, luxury vinyl flooring, newer windows, and a spacious open floor plan designed for comfortable living and entertaining. Enjoy cozy evenings by the wood-burning fireplace or relax outdoors under the covered patio overlooking the fenced backyard with an above-ground pool and a storage shed. The home also includes an indoor washer and dryer area for added convenience. A standout bonus is the solar panel system, which will be transferred to the new owners with no lease and no payment required. This is a rare opportunity to own an updated home with great features, energy-saving benefits, and no HOA restrictions.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,885
Sqft
0.23 ac
Lot size
2
Garage
1989
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,194 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SILVER SPGS SHORES UN 20
$156 vs $184
Days on market
81 vs 43 typical
Where $156/sqft sits among the 6 homes for sale in SILVER SPGS SHORES UN 20
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
1 of 6
SILVER SPGS SHORES UN 20 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 86 PECAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$266,000
14 FIR TRAIL DRIVE · same community
3 bd · 2 ba · 1,839 sqft · $145/sqft · 74 DOM
Sold · May ’26$265,900
6191 HEMLOCK ROAD · same community
3 bd · 2 ba · 1,818 sqft · $146/sqft · 9 DOM
Sold · Aug ’25$319,000
5347 PECAN ROAD · same community
3 bd · 2 ba · 1,988 sqft · $160/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 86 PECAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 86 PECAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
86 PECAN DRIVE FAQs
What would the monthly payment be for 86 PECAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,194/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 86 PECAN DRIVE?+
The most recent tax bill on record (2025) was $1,998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $295,000, this home is listed about 1% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 86 PECAN DRIVE?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$295,000 runs 40% above the OCALA 34472 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $305,000, now $295,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Rhonda Cassidy. MLS #OM724030.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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