8785 SW 91ST STREET UNIT D, OCALA, FL, 34481
Active13 days on marketListed Jul 26, 2026MLS #OM729098
About this home
8785 SW 91ST STREET UNIT D
Welcome to this charming, End Unit, Philadelphia model villa in the highly sought-after 55+ golf community of On Top of the World. Set along a picturesque, tree-lined street, this inviting home features a shaded front porch - the perfect place to enjoy your morning coffee. Inside, a spacious living and dining area offers attractive wood flooring, a ceiling fan, and updated lighting. The well-appointed kitchen features an eat-in area, oak cabinetry with some glass-front display cabinets, convenient pull-out storage, 2025 stainless steel appliances, and a neutral tile backsplash. The enclosed Florida room is under heat and air so it adds valuable year-round living space, featuring a full wall of windows. Use it as a relaxing retreat, hobby room, or additional entertaining area. The generously sized primary suite includes a spacious walk-in closet and an en suite bathroom with an updated step-in shower, glass doors, an oak vanity, and a comfort-height toilet. The guest bedroom is ideal for visitors or a home office, while the guest bathroom offers a tub-and-shower combination. A 1.5 car garage provides exceptional functionality with a screened front, washer and dryer, utility sink, and abundant cabinet storage. Major updates include a new roof in 2023 and new HVAC system in 2025, making this home truly move-in ready. On Top of the World offers an outstanding active-adult lifestyle with multiple clubhouses and pools, three golf courses, two restaurants, walking and fitness trails, and much more. Schedule your private showing and discover everything this beautiful home and vibrant community have to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,375
Sqft
0.04 ac
Lot size
1
Garage
1991
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,074 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,074/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.1%
$/sqft vs ON TOP OF THE WORLD
$145 vs $145
Days on market
13 vs 52 typical
Where $145/sqft sits among the 237 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
113 of 237
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8785 SW 91ST STREET UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$187,500
2221 SWEDISH DRIVE UNIT 1 · same community
2 bd · 2 ba · 1,370 sqft · $137/sqft · 33 DOM
Sold · Dec ’25$131,000
2360 WORLD PARKWAY BOULEVARD UNIT 38 · same community
2 bd · 2 ba · 1,400 sqft · $94/sqft · 47 DOM
Sold · Mar ’26$155,000
2071 AUSTRALIA WAY W UNIT 37 · same community
2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8785 SW 91ST STREET UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8785 SW 91ST STREET UNIT D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
8785 SW 91ST STREET UNIT D FAQs
What would the monthly payment be for 8785 SW 91ST STREET UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,074/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8785 SW 91ST STREET UNIT D?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8785 SW 91ST STREET UNIT D?+
The most recent tax bill on record (2025) was $1,861. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8785 SW 91ST STREET UNIT D?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $199,900, this home is listed about 33% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8785 SW 91ST STREET UNIT D?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Bonnie Ciesla. MLS #OM729098.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 8785 SW 91ST STREET UNIT D but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Derek to ping you on any price or status change →