407 NE 8th Avenue, Okeechobee FL 34972, OKEECHOBEE, FL, 34972
Active190 days on marketListed Feb 3, 2026MLS #R11160269
About this home
407 NE 8th Avenue, Okeechobee FL 34972
Waterfront opportunity in the City of Okeechobee! Located at 407 NE 8th Ave with the adjacent buildable vacant lot at 405 NE 8th Ave included, this rare property offers two separately deeded parcels with frontage on Taylor Creek and direct boat access to Lake Okeechobee and waterfront dining. No HOA, no lot rent, and city water and sewer add to the appeal. The well-maintained 1991 manufactured home features three bedrooms, two bathrooms, a full-length covered carport, and a beautiful rear Florida room overlooking the water that connects to the master suite and dining area. Ideal for seasonal or full-time living, this home sits on a quiet dead-end street while remaining close to everyday necessities, making it a true in-town waterfront gem.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,398
Sqft
0.13 ac
Lot size
1991
Year built
1
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,109 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,109/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RIVER RUN
$204 vs $202
Days on market
190 vs 62 typical
Where $204/sqft sits among the 9 homes for sale in RIVER RUN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
4 of 9
RIVER RUN have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 418% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 407 NE 8th Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$135,000
116 NE 8th Avenue, Okeechobee FL 34972 · same community
4 bd · 2 ba · 1,614 sqft · $84/sqft · 28 DOM
Sold · May ’26$225,000
1009 NE 5th Street, Okeechobee FL 34972 · same community
3 bd · 2 ba · 1,620 sqft · $139/sqft · 61 DOM
Sold · Apr ’26$515,000
2731 SW 19th Street, Fort Lauderdale FL 33312 · same community
4 bd · 2 ba · 1,696 sqft · $304/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 407 NE 8th Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 407 NE 8th Avenue — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
407 NE 8th Avenue FAQs
What would the monthly payment be for 407 NE 8th Avenue, Okeechobee FL 34972?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,109/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 407 NE 8th Avenue, Okeechobee FL 34972?+
The most recent tax bill on record (2025) was $1,738. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 407 NE 8th Avenue, Okeechobee FL 34972?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $285,000, this home is listed about 4% above the Okeechobee median of $274,950. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$285,000 runs 418% above the OKEECHOBEE 34972 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
190 days on market against a Okeechobee median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $295,000, now $285,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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