Derek Perez
$649,999$699,9993 bd2 ba2,694 sqft$241 /sqft$4,289 /mo all-in ↓

6346 BENNETT COURT, ST CLOUD, FL, 34771

Active205 days on marketListed Jan 1, 2026MLS #S5139959

Reduced $50KWaterfrontSingle Family ResidenceNEW EDEN ON THE LAKES UNITS 11 & 14 REP

About this home

6346 BENNETT COURT

Virtually Staged. Beautifully Updated Lakefront Home – 3 Bed, 2 Bath, 2-Car Garage, Approx. 2,600 Sq Ft + Bonus Room. ALL NEW WINDOWS,ENERGY EFFICIENT 2021, NEW AC UNIT 2021, NEW METAL ROOF 2020, NEW CHAIN LINK FENCE, NEW SEPTIC SYSTEM AND DRAIN FIELD 2022. Discover the perfect blend of modern luxury and peaceful lakefront living in this stunning single-family home, tucked away at the end of a quiet road. Offering approximately 2,600 sq ft of beautifully updated living space—plus an additional bonus room at the rear of the home, ideal for a home office, studio, or flex space—this property combines thoughtful upgrades with breathtaking lake views. Step inside to an inviting open layout featuring new luxury vinyl hardwood flooring, fresh interior paint, and abundant natural light from brand-new energy-efficient windows. The updated kitchen is a true centerpiece, showcasing a white quartz waterfall island, crisp white subway tile backsplash, sleek matte black fixtures, and a beautifully tucked-away wine bar and coffee station—perfect for entertaining or starting your mornings in style. A spacious laundry room adds everyday convenience. All bedrooms include walk-in closets, each finished with tongue-and-groove cedar plank walls for a warm, luxurious touch. New carpet provides comfort underfoot, and two of the three bedrooms offer serene lake views. The master suite is a private retreat, complete with his-and-hers walk-in closets lined with cedar planking and sweeping lake vistas ideal for peaceful mornings and unforgettable sunsets. The renovated master bathroom features Carrera-style porcelain tile, a walk-in shower, and a relaxing soaker tub. This home has been meticulously upgraded for long-term peace of mind with a new metal roof, new air conditioning unit, new septic system, and fresh exterior paint. The property is framed by beautiful mature landscaping, including timeless old oak trees that add shade and character. Enjoy true lakefront living with your own boat dock, private boat ramp, and fully fenced property—perfect for boating, fishing, and outdoor relaxation. !! ADDITIONAL OPPORTUNITY !!: An extra buildable lot is available for purchase with OR without the home. Whether you want to build a second home, add a large garage, create a guest house, or invest in future development, this extra lot offers endless possibilities. This exceptional lakefront property provides modern comfort, privacy, natural beauty, and room to grow. Don’t miss this rare opportunity.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,694

Sqft

0.4 ac

Lot size

2

Garage

1978

Year built

One

Levels

$241

Per sqft

WaterfrontWater view55+ community

Inside

FlooringLuxury Vinyl
AppliancesBar Fridge · Cooktop · Dishwasher · Dryer · Electric Water Heater · Freezer · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Other · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryCommon Area · Inside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ExteriorLighting · Private Yard · Sauna · Sidewalk

Community & fees

Taxes (2024)$4,531/yr

Utilities & systems

UtilitiesPublic
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,289 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2024 actual bill$378
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,289/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$378
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$391KedgeAI estimate $435,648 · range $407K$477K$676K

vs edgeAI estimate

+49.2%

$/sqft vs St Cloud actives

$241 vs $219

Days on market

205 vs 33 typical

Where $241/sqft sits among the 400 St Cloud actives

98
134
82 · this home
37
13
36
$156–192$192–228$228–264$264–300$300–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 6346 BENNETT COURT

Drive times from this address

Universal Orlando45 min
Walt Disney World46 min
Orlando Int’l Airport (MCO)46 min
Downtown Orlando46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

198 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 53% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $649,999 $50K
Jan 1, 2026Listed at $699,999 · 205 days on market since
1978Built · NEW EDEN ON THE LAKES UNITS 11 & 14 REP

Reality check

What actually sold near 6346 BENNETT COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6355 JESS COURTSold · Feb ’26

$489,000

6355 JESS COURT · same community

4 bd · 3 ba · 2,343 sqft · $209/sqft · 83 DOM

1150 EDEN DRIVESold · Apr ’26

$425,000

1150 EDEN DRIVE · same community

4 bd · 2.5 ba · 1,947 sqft · $218/sqft · 160 DOM

6375 JUDITH COURTSold · Mar ’26

$435,000

6375 JUDITH COURT · same community

3 bd · 2 ba · 1,788 sqft · $243/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6346 BENNETT COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6346 BENNETT COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Derek's phone and CRM.

Goes straight to Derek’s phone and CRM.

Straight answers

6346 BENNETT COURT FAQs

What would the monthly payment be for 6346 BENNETT COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,289/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6346 BENNETT COURT?+

The most recent tax bill on record (2024) was $4,531. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $649,999, this home is listed about 53% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6346 BENNETT COURT?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$649,999 runs 53% above the ST CLOUD 34771 median — but at 2,694 sqft it's also 36% larger than the typical St Cloud listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

205 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $699,999, now $649,999 — a $50K cut. The full history is in the market section below.

Listing courtesy of M & N HOLLOWAY · Frank Holloway. MLS #S5139959.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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