Derek Perez
$475,000$524,9992 bd2 ba1,200 sqft$396 /sqft$3,584 /mo all-in ↓

43 HAMILTON HEATH DRIVE, TAMPA, FL, 33604

Active309 days on marketListed Oct 2, 2025MLS #TB8434105

Reduced $50KSingle Family ResidenceHAMILTON HEATH REV MAP

About this home

43 HAMILTON HEATH DRIVE

Short Sale. SELLER SAYS BRING ALL OFFERS! Welcome to this extraordinary modern home, a true one-of-a-kind retreat that has just undergone a complete and thoughtful renovation by a premier design-build firm. From the moment you arrive, you’ll notice the serene setting—nestled on a quiet, tree-lined street overlooking the tranquil Hillsborough River, this home feels like a hidden treehouse sanctuary while still being in the heart of vibrant Seminole Heights.Every element of this property has been restored and updated to the highest standards. The home is elevated well above the flood zone, providing peace of mind and added security during storm season. Importantly, this property has never sustained hurricane damage, a rare and valuable feature for a waterfront-adjacent home in Tampa Bay. Inside, the open layout is anchored by gleaming hardwood floors, modern recessed lighting with dimmers, and custom cabinetry designed to maximize storage and functionality. The kitchen blends sleek design with practicality, showcasing polished concrete countertops, brand-new appliances, and stylish finishes that will impress any home chef. The spacious living areas flow seamlessly to the outdoors, filling the home with natural light and creating a true indoor-outdoor lifestyle. The primary suite has been reimagined as a spa-like escape, featuring a luxurious ensuite bathroom with a large glass-enclosed shower, a deep soaking tub, custom built-in bedside sconces, and designer finishes. Additional updates include a new roof, updated plumbing and electrical systems, a high-efficiency HVAC, a new fence, and a striking custom Mahogany front door with smart lock technology. Outdoor living has been carefully designed for relaxation and entertaining. A large elevated deck with sleek modern cable railing overlooks the lush landscape, offering the perfect place for morning coffee or evening gatherings under the trees. Beneath the home, you’ll find an abundance of additional storage space, including a custom-built shed—ideal for housing kayaks, paddleboards, bicycles, tools, or seasonal items. Beyond the property itself, the location is unmatched. Seminole Heights has become one of Tampa’s most sought-after neighborhoods, known for its thriving food and craft beer scene, local art, weekly markets, and strong sense of community. Despite the home’s tucked-away setting along the river, residents here enjoy quick access to downtown Tampa, major highways, and some of the city’s best cultural and recreational offerings. This is more than a home—it’s a rare opportunity to own a fully modernized retreat in one of Tampa’s most distinctive neighborhoods. With every detail thoughtfully considered, elevated construction for long-term security, and a setting that blends natural beauty with urban convenience, this property is ready to welcome its next fortunate homeowner.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,200

Sqft

0.14 ac

Lot size

1982

Year built

Multi/Split

Levels

$396

Per sqft

Trees/Woods view

Inside

FlooringForestry Stewardship Certified · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s)
LaundryInside · Laundry Closet · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationStilt/On Piling
ViewTrees/Woods
FacesNorth
ParkingBoat · Covered · Driveway · Off Street · On Street · Under Building
ExteriorBalcony · Lighting · Sliding Doors · Storage

Community & fees

Taxes (2024)$5,006/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Natural Gas Available · Public · Sewer Available · Sewer Connected · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,584 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2024 actual bill$417
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,584/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$417
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$332KedgeAI estimate $426,322 · range $346K$508K$528K

vs edgeAI estimate

+11.4%

$/sqft vs Tampa actives

$396 vs $301

Days on market

309 vs 40 typical

Where $396/sqft sits among the 400 Tampa actives

190
120 · this home
31
19
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Old Seminole Heights

Map of 43 HAMILTON HEATH DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa9 min
Tampa Int’l Airport (TPA)20 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Old Seminole Heights — neighborhood snapshot

Population

15,847

Median age

36

Median income

$82,239

Median home value

$319,341

Avg household

3

Households w/ children

1,767

For the school run

Hillsborough County School District

HighChamberlain High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

198 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the TAMPA 33604 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $475,000 $50K
Oct 2, 2025Listed at $524,999 · 309 days on market since
1982Built · HAMILTON HEATH REV MAP

Reality check

What actually sold near 43 HAMILTON HEATH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7 HAMILTON HEATH DRIVESold · Feb ’26

$405,000

7 HAMILTON HEATH DRIVE · same community

3 bd · 3 ba · 1,547 sqft · $262/sqft · 101 DOM

1919 E CLIFTON STREETSold · Jul ’26

$390,000

1919 E CLIFTON STREET

3 bd · 2 ba · 1,157 sqft · $337/sqft · 2 DOM

2210 E IDLEWILD AVENUESold · Apr ’26

$350,000

2210 E IDLEWILD AVENUE

3 bd · 2 ba · 1,135 sqft · $308/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Derek Perez

Your agent

Derek Perez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 43 HAMILTON HEATH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 43 HAMILTON HEATH DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

43 HAMILTON HEATH DRIVE FAQs

What would the monthly payment be for 43 HAMILTON HEATH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,584/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 43 HAMILTON HEATH DRIVE?+

The most recent tax bill on record (2024) was $5,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $475,000, this home is listed about 6% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 43 HAMILTON HEATH DRIVE?+

Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$475,000 runs 29% above the TAMPA 33604 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

309 days on market against a Tampa median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $524,999, now $475,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of FRANK ALBERT REALTY · Colleen Hockenberry. MLS #TB8434105.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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