1221 E EMMA STREET, TAMPA, FL, 33603
Active278 days on marketListed Nov 2, 2025MLS #TB8443586
About this home
1221 E EMMA STREET
Virtually Staged. Short Sale. Renovated and move-in ready, this 3-bed, 2-bath home in Seminole Heights blends sleek modern conveniences with classic style. The kitchen stands out with dark cabinetry, bright quartz counters, vibrant tile backsplash, and a slide-in range with a chef's hood under a wood-plank ceiling. A painted stone accent wall and warm trim add depth and character throughout. The open floor plan offers flexible living and dining options with easy flow. The primary suite sits privately at the rear, featuring a walk-through closet to the ensuite bath and laundry area. Fully fenced with rear-alley access to a paved drive which is ideal for parking or small boat/camper storage. Surrounded by new construction, this property delivers style, function, and outstanding value in the heart of this historic district.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,226
Sqft
0.13 ac
Lot size
1955
Year built
One
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,719 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,719/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.7%
$/sqft vs Tampa actives
$294 vs $301
Days on market
278 vs 40 typical
Where $294/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southeast Seminole Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Southeast Seminole Heights — neighborhood snapshot
Population
3,121
Median age
40
Median income
$69,217
Median home value
$323,910
Avg household
2
Households w/ children
194
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
198 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1221 E EMMA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$340,000
1301 E CURTIS STREET · same community
3 bd · 2 ba · 1,252 sqft · $272/sqft · 6 DOM
Sold · May ’26$405,000
1205 E EMMA STREET · same community
3 bd · 2 ba · 1,554 sqft · $261/sqft · 81 DOM
Sold · Jun ’26$230,000
1210 E CAYUGA STREET · same community
3 bd · 1.5 ba · 749 sqft · $307/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1221 E EMMA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1221 E EMMA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
1221 E EMMA STREET FAQs
What would the monthly payment be for 1221 E EMMA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,719/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1221 E EMMA STREET?+
The most recent tax bill on record (2024) was $3,376. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $359,900, this home is listed about 20% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1221 E EMMA STREET?+
Edison Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33603 market on paper
$359,900 is 22% below the TAMPA 33603 median of $459,000, and at $294/sqft it sits under the Tampa average of $345.
02Time on market is leverage
278 days on market against a Tampa median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $389,000, now $359,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jim Knetsch. MLS #TB8443586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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