18 BRISTOL DRIVE, PALM COAST, FL, 32137
Active197 days on marketListed Jan 20, 2026MLS #TB8466030
About this home
18 BRISTOL DRIVE
Come enjoy this home in the Gated Ocean Front Community of Sea Colony in Palm Coast. Centrally located for shopping, golf, Washington Oaks State Park and enjoy the private beach, club house and pool / spa in this well-maintained community. St Augustine and Daytona Beach are only a short drive. This home offers two bedrooms and a den, that can be converted into a third bedroom, two full bathrooms, living room, dining room and an eat in kitchen. New Roof 2024, New HVAC 2025. This is one of the largest one-story homes with over 1600 sq ft. Step outside to an oversize screened in porch, that is backed by state land, no neighbors behind you. Very low HOA with no CDD and with a great social calendar. House has never been flooded. Great home for a DIYer
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,637
Sqft
0.13 ac
Lot size
2
Garage
1989
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.9%
$/sqft vs SEA COLONY SUB
$226 vs $331
Days on market
197 vs 52 typical
Where $226/sqft sits among the 7 homes for sale in SEA COLONY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 7
SEA COLONY SUB have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 18 BRISTOL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$344,000
4 BEDFORD DRIVE · same community
3 bd · 2 ba · 1,578 sqft · $218/sqft · 12 DOM
Sold · Jan ’26$325,600
30 MEDFORD DRIVE · same community
3 bd · 2.5 ba · 1,722 sqft · $189/sqft · 11 DOM
Sold · Mar ’26$325,000
31 ANDOVER DRIVE · same community
3 bd · 2.5 ba · 1,758 sqft · $185/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18 BRISTOL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18 BRISTOL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
18 BRISTOL DRIVE FAQs
What would the monthly payment be for 18 BRISTOL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,172/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18 BRISTOL DRIVE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18 BRISTOL DRIVE?+
The most recent tax bill on record (2025) was $5,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18 BRISTOL DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $369,999, this home is listed about 7% below the Palm Coast median of $399,925. The market section on this page shows how the area is trending.
Which schools are assigned to 18 BRISTOL DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$369,999 is 3% below the PALM COAST 32137 median of $383,175, and at $226/sqft it sits under the Palm Coast average of $261.
02Time on market is leverage
197 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $379,990, now $369,999 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8466030.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 18 BRISTOL DRIVE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Derek to ping you on any price or status change →