
3827 WATSON DRIVE, NEW PORT RICHEY, FL, 34655
Active83 days on marketListed May 22, 2026MLS #TB8505881
About this home
3827 WATSON DRIVE
Virtually Staged. Modern Waterfront Oasis with Private Pool, Designer Finishes, & NO CDD! Welcome to your ultimate Florida dream home! Nestled in a highly sought-after New Port Richey enclave, this meticulously updated 3-bedroom, 2-bathroom pool, waterfront home perfectly blends contemporary luxury with a relaxed, coastal-modern vibe. Boasting NO CDD fees, an incredibly low HOA, and placement in a top-tier school district, this property offers luxury living with unbeatable financial value. The Heart of the Home Step inside to an expansive, light-filled living area featuring dramatic vaulted ceilings, gorgeous wood-look tile flooring, and a striking custom chevron barn door. The floor plan flows effortlessly toward the updated kitchen. Fully reimagined, it features premium white shaker cabinetry accented by sleek champagne gold hardware, durable quartz countertops with a stunning waterfall edge, stainless steel appliances, and a vibrant teal subway tile backsplash. Look up to appreciate the custom geometric coffered ceiling that elevates the entire space. Designed for Living & Entertaining Whether hosting family gatherings or elegant dinner parties, this home offers distinct, beautifully appointed spaces: Formal Dining Area: Perfectly positioned off the kitchen, featuring massive sliders that frame the outdoor oasis. Sun-Drenched Breakfast Nook: An architectural standout under a rustic wood-plank ceiling, wrapped in panoramic windows overlooking the water and pool. Unparalleled Outdoor Living Pass through the wide sliding glass doors into your private backyard paradise. The massive, fully screened lanai features premium paver decking and a sparkling, oversized swimming pool. Backing up to a tranquil waterway and framed by mature trees, this outdoor space offers total privacy and the ultimate setting for year-round entertaining, alfresco dining, or catching spectacular Florida sunsets. Luxurious Private Retreats Primary Suite: A massive sanctuary complete with direct sliders to the pool deck, a chic neutral color palette, and wood-look floors. The ensuite bathroom is a bold, spa-like experience featuring dual vanities, rich quartz tops, elegant gold fixtures, and custom textured walls. Guest Bedrooms: Generously sized, including a fantastic secondary bedroom with crisp blue accents, ample closet space, and large windows bringing in great natural light. A+ Premier Location & Lifestyle Location is everything, and this home delivers convenience at every turn: Top-Tier Education: Located in a highly coveted, A-rated school zone zoned for the prestigious Mitchell High School. Health & Wellness: Just minutes from the state-of-the-art Trinity Hospital and the local YMCA, perfect for fitness and community recreation. Shopping & Dining: Enjoy quick, easy access to the area's best premier shopping centers, boutiques, and diverse dining options. Don't wait—schedule your private tour today and make this paradise yours before it's gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,677
Sqft
0.24 ac
Lot size
2
Garage
1985
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,825 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,825/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.6%
$/sqft vs New Port Richey actives
$232 vs $202
Days on market
83 vs 53 typical
Where $232/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
243 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 3827 WATSON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$375,000
9803 MIDDLECOFF DRIVE · same community
3 bd · 2 ba · 1,677 sqft · $224/sqft · 6 DOM
Sold · Apr ’26$385,000
3713 SARAZEN DRIVE · same community
3 bd · 2 ba · 1,677 sqft · $230/sqft · 8 DOM
Sold · Feb ’26$385,000
9909 MIDDLECOFF DRIVE · same community
3 bd · 2 ba · 1,677 sqft · $230/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3827 WATSON DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3827 WATSON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
3827 WATSON DRIVE FAQs
What would the monthly payment be for 3827 WATSON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,825/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3827 WATSON DRIVE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3827 WATSON DRIVE?+
The most recent tax bill on record (2025) was $1,999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3827 WATSON DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $389,900, this home is listed about 37% above the New Port Richey median of $284,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3827 WATSON DRIVE?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$389,900 runs 21% above the NEW PORT RICHEY 34655 median — but at 1,677 sqft it's also 22% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $424,900, now $389,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Robert McDugald. MLS #TB8505881.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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