4332 SWIFT CIRCLE, VALRICO, FL, 33596
Active1 days on marketListed Jul 22, 2026MLS #TB8521944
Come see it
Upcoming open house
Sun, Jul 26
11:00 AM – 1:00 PM
About this home
4332 SWIFT CIRCLE
Welcome to The Links of Bloomingdale in South Valrico. This beautifully maintained 4 bedroom, 3 bathroom, 3 car garage home features a fully fenced yard, sparkling heated pool and separate spa. Step inside to discover a bright and open floor plan with soaring ceilings, tile and engineered hardwood flooring throughout, and a desirable split-bedroom layout. Formal living and dining rooms greet you upon entry, complete with plantation shutters and stunning views of the pool beyond. The stylish kitchen is sure to impress with granite countertops, stainless steel appliances, abundant cabinet space, a center island, breakfast bar, and separate dinette area for casual meals. The spacious great room serves as the heart of the home and is highlighted by a dramatic wall of signature Palladian windows that flood the space with natural light, along with a cozy fireplace for chilly evenings. The private primary suite is a true retreat, featuring direct access to the pool, dual walk-in closets, and an ensuite bathroom with a dual sink vanity, walk-in shower, and relaxing soaking tub. Bedrooms two and three share a full bathroom, while the fourth bedroom is tucked away with access to a separate full bath that also serves as a convenient pool bath, making it ideal for guests. Step outside to your own backyard oasis where the spa, and sparkling heated pool and waterfall feature await under the screened lanai. Residents of The Links of Bloomingdale enjoy access to community amenities including a park, playground, and tennis courts, all while being conveniently located near shopping, dining, top-rated schools, and major roadways for an easy commute. Don't miss your opportunity to call this exceptional home your own!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,559
Sqft
0.22 ac
Lot size
3
Garage
1995
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,165 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,165/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
Days on market
1 vs 34 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the Valrico median. See the full Valrico market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4332 SWIFT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4332 SWIFT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
4332 SWIFT CIRCLE FAQs
What would the monthly payment be for 4332 SWIFT CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,165/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4332 SWIFT CIRCLE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4332 SWIFT CIRCLE?+
The most recent tax bill on record (2025) was $5,993. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4332 SWIFT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $550,000, this home is listed about 16% above the Valrico median of $474,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$550,000 runs 16% above the Valrico median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Valrico market that averages 34 — if it fits, move quickly.
Listing courtesy of GREEN STAR REALTY, INC. · Levi Stubbs. MLS #TB8521944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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