1700 OYSTER POINT WAY, PALM HARBOR, FL, 34683
Active2 days on marketListed Aug 4, 2026MLS #TB8529549
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Upcoming open house
Sun, Aug 9
12:00 PM – 2:00 PM
About this home
1700 OYSTER POINT WAY
Every detail of this custom Key West-inspired residence has been thoughtfully designed to embrace the Florida lifestyle while delivering exceptional comfort, craftsmanship, and timeless coastal elegance. Perfectly positioned on a beautifully landscaped 0.26-acre corner homesite within the sought-after Oyster Point community, this 4-bedroom, 3.5-bath residence offers 3,334 square feet of heated living space and 6,344 total square feet across three expansive levels, creating a home that feels both grand and inviting. Natural light pours through the open-concept living spaces, highlighting soaring ceilings, engineered hardwood flooring, crown molding, custom built-ins, and a wood-burning fireplace that creates a warm focal point for gathering. Designed with entertaining in mind, the spacious kitchen features solid wood cabinetry, stone countertops, abundant prep space, and a seamless connection to the dining and living areas, making everyday living as enjoyable as hosting family and friends. The home's outdoor living spaces are equally impressive. Covered wraparound decks capture peaceful views toward Sutherland Bayou, extending the living space outdoors and providing the perfect setting for morning coffee, sunset cocktails, or weekend entertaining. Below, the private saltwater pool is surrounded by mature landscaping, creating a secluded fenced backyard retreat that feels like your own private resort. Occupying its own level, the spacious primary suite offers privacy and tranquility, while three additional bedrooms provide flexibility for guests, family, or a home office. An oversized four-car garage offers exceptional storage for vehicles, golf carts, watercraft, and recreational equipment. Located just minutes from marinas, championship golf, waterfront parks, charming downtown Palm Harbor, Ozona, Dunedin, and the Gulf Coast's award-winning beaches, this exceptional residence combines luxury, space, and an unbeatable coastal lifestyle—all with no HOA fees.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,334
Sqft
0.25 ac
Lot size
4
Garage
2005
Year built
Three Or More
Levels
$487
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,993 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,993/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Palm Harbor actives
$487 vs $264
Days on market
2 vs 48 typical
Where $487/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
215 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 308% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1700 OYSTER POINT WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$2,500,000
1723 OYSTER POINT WAY · same community
4 bd · 3.5 ba · 3,490 sqft · $716/sqft · 0 DOM
Sold · Feb ’26$1,360,000
329 SUNSET WAY
4 bd · 3 ba · 3,322 sqft · $409/sqft · 560 DOM
Sold · Nov ’25$1,139,025
316 HILLPOINT DRIVE
5 bd · 3.5 ba · 3,369 sqft · $338/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1700 OYSTER POINT WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1700 OYSTER POINT WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
1700 OYSTER POINT WAY FAQs
What would the monthly payment be for 1700 OYSTER POINT WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,993/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1700 OYSTER POINT WAY?+
The most recent tax bill on record (2025) was $17,463. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1700 OYSTER POINT WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $1,625,000, this home is listed about 328% above the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1700 OYSTER POINT WAY?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,625,000 runs 308% above the PALM HARBOR 34683 median — but at 3,334 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Palm Harbor market that averages 48 — if it fits, move quickly.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8529549.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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