300 STATE STREET E UNIT 324, OLDSMAR, FL, 34677
Active6 days on marketListed Jul 22, 2026MLS #TB8531638
About this home
300 STATE STREET E UNIT 324
Welcome to this exceptional 2-bedroom, 2.5-bath townhome-style condo residence in the sought-after Galleria at 300 State Street, offering an elevated lifestyle in the heart of downtown Oldsmar. Perched on the top (third) floor with convenient elevator access, this distinctive two-story unit features 2 spacious separate en-suite bedrooms on the upper level, creating the perfect balance of privacy and comfort, perfect for roommates. The thoughtfully designed interior showcases fresh paint, new carpeting, ceramic tile flooring, and an open-concept living space that flows effortlessly to a private balcony—an ideal setting to enjoy the Florida breeze. The well-appointed kitchen features a breakfast bar, pantry, and a complete appliance package including a range, refrigerator, dishwasher, built-in microwave, and garbage disposal. Additional highlights include washer and dryer hookups in the inside laundry room, generous closet space, and abundant storage throughout. Enjoy the convenience of a walkable downtown lifestyle with charming restaurants, cafés, boutique shops, the library, Farmers Market, R.E. Olds Park, Bicentennial Park, and waterfront recreation just moments away, while remaining only minutes from the Veterans Expressway, Tampa International Airport, downtown Tampa, and the Gulf beaches. This is a rare opportunity to enjoy sophisticated, low-maintenance living in one of Oldsmar's most desirable communities.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,366
Sqft
0 ac
Lot size
2007
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oldsmar actives
$2 vs $228
Days on market
6 vs 43 typical
Where $2/sqft sits among the 157 Oldsmar actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oldsmar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oldsmar. See the full Oldsmar guide →
OLDSMAR 34677 — neighborhood snapshot
Population
22,337
Median age
47.3
Median income
$85,389
Median home value
$352,200
Avg household
2.49
Households w/ children
2,157
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oldsmar market
$360K → $355K
Oldsmar median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
98 of 157
Oldsmar actives have cut their price
Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OLDSMAR 34677 median. See the full Oldsmar market guide →
Paper trail
This home's history
Reality check
What actually sold near 300 STATE STREET E UNIT 324
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$310,000
300 State E st # 326, Other City - In The State Of Florida FL 34677 · same community
2 bd · 2.5 ba · 28 DOM
Sold · Sep ’25$210,000
411 SHORE DRIVE E
3 bd · 2 ba · 1,356 sqft · $155/sqft · 189 DOM
Sold · Jul ’26$350,000
304 PATTY DRIVE
3 bd · 2 ba · 1,344 sqft · $260/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 300 STATE STREET E UNIT 324 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 300 STATE STREET E UNIT 324 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
300 STATE STREET E UNIT 324 FAQs
What would the monthly payment be for 300 STATE STREET E UNIT 324?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 300 STATE STREET E UNIT 324?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oldsmar?+
At $2,295, this home is listed about 99% below the Oldsmar median of $342,450. The market section on this page shows how the area is trending.
Which schools are assigned to 300 STATE STREET E UNIT 324?+
Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OLDSMAR 34677 market on paper
$2,295 is 99% below the OLDSMAR 34677 median of $252,500, and at $2/sqft it sits under the Oldsmar average of $246.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Oldsmar market that averages 43 — if it fits, move quickly.
04Strong assigned schools
Oldsmar Elementary School, Joseph L. Carwise Middle School, East Lake High School — Oldsmar Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RENTICR REALTY · Petra Byers. MLS #TB8531638.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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