101 N 12TH STREET UNIT 302, TAMPA, FL, 33602
Active12 days on marketListed Jul 31, 2026MLS #TB8534683
About this home
101 N 12TH STREET UNIT 302
Modern 1/1 Channelside Condo! Welcome to this stunning 1 Bedroom, 1 Bath Victory Loft in the heart of Channelside, offering a spacious 1107 sq ft layout. The unit features impressive 11 ft ceilings and beautiful hardwood floors throughout, creating an inviting atmosphere. Step out onto your private 9x5 ft balcony for a breath of fresh air, and enjoy the convenience of an assigned parking spot directly below your unit, providing easy access. Rent includes essential utilities such as basic cable, internet, gas, trash, and water, along with a storage unit located directly below the building for added convenience. Victory Lofts also boasts a variety of community amenities, including a fitness center, club room, and a rooftop terrace, perfect for socializing or enjoying the views. The prime location allows you to walk or bike to downtown Tampa, the Riverwalk, the Florida Aquarium, and the historic Ybor district, as well as Sparkman Wharf and a plethora of fantastic restaurants. Plus, you'll find a new Publix supermarket conveniently nearby. This vibrant area is an incredible opportunity for those seeking an exciting urban lifestyle! Pet Policy: Case by case with owner's approval. Cats and Small Dogs up to 30lbs. with a $350 Non Refundable pet fee based on one pet. Non aggressive breeds only. If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent and rental history verification. We encourage applicants with credit scores above 600 to apply, as meeting this criteria will help streamline the application process. APPLICANT CHARGES: Application Fees: $75 for each adult, 18 years of age and older (non-refundable). $25 for each pet application fee for pet verification (non-refundable). Current vaccination records will be required. ESA and service animals are FREE with verified documentation. Lease Initiation Admin Fee: $150.00 after approval and upon signing. Security Deposit: Equal to one month’s rent. Pet Fee if applicable (non-refundable) $350 for each approved pet.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,107
Sqft
0.01 ac
Lot size
1945
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$3 vs $299
Days on market
12 vs 44 typical
Where $3/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
218 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 N 12TH STREET UNIT 302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$375,000
101 N 12TH STREET UNIT 301 · same community
1 bd · 1 ba · 1,086 sqft · $345/sqft · 129 DOM
Sold · Oct ’25$375,000
101 N 12th Street # 301, FL 33602 · same community
1 bd · 1 ba · 1,086 sqft · $345/sqft · 129 DOM
Sold · Jun ’26$340,000
101 N 12TH STREET UNIT 206 · same community
1 bd · 1 ba · 1,021 sqft · $333/sqft · 410 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 101 N 12TH STREET UNIT 302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 N 12TH STREET UNIT 302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
101 N 12TH STREET UNIT 302 FAQs
What would the monthly payment be for 101 N 12TH STREET UNIT 302?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 101 N 12TH STREET UNIT 302?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $2,900, this home is listed about 99% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 101 N 12TH STREET UNIT 302?+
Blake High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RENT SOLUTIONS · Steve Oehlerking. MLS #TB8534683.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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