846 STEEL DRIVE, APOLLO BEACH, FL, 33572
Active0 days on marketListed Aug 5, 2026MLS #TB8536314
About this home
846 STEEL DRIVE
Under Construction. What's Special: Covered Extended Lanai | Pond View | Flex Room | Gourmet Kitchen. New Construction - November Completion! Welcome to the Biloxi at 846 Steel Drive in Indigo Creek! This new single-story home has a gourmet kitchen featuring a large center island, abundant cabinetry, and a walk-in pantry, flowing seamlessly into the dining area and spacious great room, making entertaining effortless. Tucked away for added privacy, the primary suite includes a well-appointed bathroom and generous closet space. Two secondary bedrooms, a full bathroom, and a versatile flex room provide plenty of room for guests, hobbies, or a home office. Enjoy outdoor living year-round on the expansive covered lanai, perfect for relaxing or gathering with friends. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: 8' interior doors, outdoor kitchen rough-in, and extended flooring in the primary bedroom and closet. MLS#TB8536314
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,898
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,425 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,883/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.4%
Days on market
0 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $466K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 846 STEEL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 846 STEEL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
846 STEEL DRIVE FAQs
What would the monthly payment be for 846 STEEL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,425/mo — principal and interest, estimated property taxes, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 846 STEEL DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 846 STEEL DRIVE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 846 STEEL DRIVE?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $499,999, this home is listed about 2% above the Apollo Beach median of $489,450. The market section on this page shows how the area is trending.
Which schools are assigned to 846 STEEL DRIVE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,999 runs 11% above the APOLLO BEACH 33572 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Apollo Beach market that averages 50 — if it fits, move quickly.
Listing courtesy of TAYLOR MORRISON REALTY OF FL · Michelle Campbell. MLS #TB8536314.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Apollo Beach homes, in your inbox
Like 846 STEEL DRIVE but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Derek to ping you on any price or status change →