2881 MONAGHAN DRIVE, ORMOND BEACH, FL, 32174
Pending6 days on marketListed Jul 13, 2026MLS #V4950105
About this home
2881 MONAGHAN DRIVE
Welcome to Halifax Plantation, where thoughtful design meets everyday comfort. This beautifully updated 4-bedroom, 3-bath home offers over 2,100 square feet of well-planned living space with an open, split-bedroom layout that feels both spacious and private. Tall ceilings, oversized tile flooring, crown molding, and upgraded finishes create a clean, refined aesthetic throughout. At the heart of the home, the kitchen flows seamlessly into the dining and living areas, making it equally suited for casual mornings or entertaining guests. The private primary suite is tucked away from the secondary bedrooms and features a generous walk-in closet and a spacious ensuite bath. Three additional bedrooms and two full baths provide flexibility for family, guests, or a home office. The oversized laundry room, walk-in pantry, and 3-car garage add everyday functionality. One of the home's standout features is the expansive screened porch overlooking a peaceful natural preserve, creating an outdoor living space that feels private, quiet, and connected to nature. Whether you're enjoying your morning coffee, hosting dinner, or unwinding at the end of the day, this space truly extends the home's living area. Built in 2022 and enhanced with smart home technology, custom plantation shutters, custom closet systems, upgraded lighting and fixtures, and professional landscaping, this home delivers the feel of new construction with the benefit of thoughtful owner-selected improvements. Located within Halifax Plantation, residents enjoy a low HOA and access to an established golf community just minutes from beaches, dining, parks, shopping, and I-95.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,106
Sqft
0.25 ac
Lot size
3
Garage
2022
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,868 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,868/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs Ormond Beach actives
$236 vs $235
Days on market
6 vs 41 typical
Where $236/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Halifax Plantation
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Halifax Plantation — neighborhood snapshot
Population
1,878
Median age
71
Median income
$73,056
Median home value
$375,332
Avg household
2
Households w/ children
76%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2881 MONAGHAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$442,500
2885 MONAGHAN DRIVE · same community
4 bd · 3 ba · 2,115 sqft · $209/sqft · 67 DOM
Sold · Mar ’26$473,000
2889 MONAGHAN DRIVE · same community
3 bd · 3 ba · 2,040 sqft · $232/sqft · 109 DOM
Sold · Jun ’26$492,000
2974 MONAGHAN DRIVE · same community
3 bd · 3 ba · 2,040 sqft · $241/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2881 MONAGHAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2881 MONAGHAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
2881 MONAGHAN DRIVE FAQs
What would the monthly payment be for 2881 MONAGHAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,868/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2881 MONAGHAN DRIVE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2881 MONAGHAN DRIVE?+
The most recent tax bill on record (2025) was $5,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2881 MONAGHAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $498,000, this home is listed about 17% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 2881 MONAGHAN DRIVE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$498,000 runs 25% above the ORMOND BEACH 32174 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Ormond Beach market that averages 41 — if it fits, move quickly.
04Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN · Stacey Mathews-Johnson. MLS #V4950105.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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