126 HARNEY STREET, DAYTONA BEACH, FL, 32114
Active5 days on marketListed Aug 6, 2026MLS #V4950582
About this home
126 HARNEY STREET
Short Sale. Welcome to this adorable concrete block home located in the heart of Daytona Beach! Lovingly remodeled in 2020, this charming property offers 2 bedrooms, 1 bathroom, and a versatile bonus room that can be used as a home office, guest room, hobby space, or playroom. Major updates completed in 2020 include the roof, electrical system, A/C, and interior remodeling, providing added peace of mind for the next owner. The home also features a 1-car garage, a partially fenced backyard, and a functional layout that maximizes both comfort and space. Conveniently located close to shopping, dining, schools, parks, and everyday amenities, this home is also approximately 2 miles from the World's Most Famous Beach® beach approach, making it easy to enjoy everything Daytona Beach has to offer. Whether you're a first-time homebuyer, downsizing, looking for a seasonal retreat, or adding to your investment portfolio, this super cute home is full of charm and opportunity. Sale is subject to short sale lender approval.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
755
Sqft
0.15 ac
Lot size
1
Garage
1950
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,408 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,408/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs Daytona Beach actives
$232 vs $236
Days on market
5 vs 58 typical
Where $232/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
DAYTONA BEACH 32114 — neighborhood snapshot
Population
36,984
Median age
32.2
Median income
$39,906
Median home value
$174,900
Avg household
2.1
Households w/ children
3,080
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $268K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
199 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the DAYTONA BEACH 32114 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 126 HARNEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$200,000
1331 EUGENE BLACK STREET
2 bd · 1 ba · 751 sqft · $266/sqft · 61 DOM
Sold · Mar ’26$214,000
425 LOCKHART STREET
2 bd · 1.5 ba · 748 sqft · $286/sqft · 160 DOM
Sold · Sep ’25$110,000
542 WESTMORELAND ROAD
2 bd · 1 ba · 762 sqft · $144/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 126 HARNEY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 126 HARNEY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
126 HARNEY STREET FAQs
What would the monthly payment be for 126 HARNEY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,408/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 126 HARNEY STREET?+
The most recent tax bill on record (2025) was $1,679. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 126 HARNEY STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach?+
At $175,000, this home is listed about 40% below the Daytona Beach median of $292,302. The market section on this page shows how the area is trending.
Which schools are assigned to 126 HARNEY STREET?+
Turie T. Small Elementary School (elementary), Campbell Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Cheryl Gray. MLS #V4950582.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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