1336 WATERWOOD DRIVE, LUTZ, FL, 33559
Active1 days on marketListed Aug 8, 2026MLS #TB8535520
About this home
1336 WATERWOOD DRIVE
Solid bones, newer roof, clean 4-point, and room to make it your own! This home in Lutz's Woodridge community is ready for an updated look to match its strong fundamentals. Located on a quiet street, the floor plan offers a 4th bedroom or optional office, a spacious kitchen with abundant counter and storage space, and a split layout that balances everyday living with entertaining. Roof is 2022, and all other 4 point items are up to date! The backyard is the standout: a private, screened pool and spa surrounded by mature, established landscaping that most newer builds can't touch. Build your own secret garden on this oversized lot, or build a Mother-in-Law suite (AUD) behind the large oak in the backyard for even more privacy, lifestyle design, and value add! Cosmetically, this home is ready for fresh finishes throughout; flooring, paint, and updated fixtures are the primary opportunity, but the major systems, layout, and outdoor space give a buyer or investor a head start on value. Location is hard to beat. Tucked on a quiet street just minutes from SR-54, this home puts you close to I-75 and the Suncoast Parkway for an easy commute in any direction, with the Tampa Premium Outlets, Wiregrass Mall, and downtown Tampa all a short drive away. Whether you're a buyer looking to build equity through updates or an investor targeting a straightforward cosmetic renovation, this property offers the layout, lot, and location to make it work.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,932
Sqft
0.23 ac
Lot size
2
Garage
1994
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,311 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
Days on market
1 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Woodridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,560/mo median
Live Lutz rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Woodridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Woodridge is a short-term-rental community. See the full guide →
LUTZ 33559 — neighborhood snapshot
Population
19,147
Median age
32.1
Median income
$78,264
Median home value
$343,700
Avg household
2.65
Households w/ children
2,034
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the LUTZ 33559 median. See the full Lutz market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derek Perez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1336 WATERWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1336 WATERWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Derek's phone and CRM.
Straight answers
1336 WATERWOOD DRIVE FAQs
What would the monthly payment be for 1336 WATERWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,311/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1336 WATERWOOD DRIVE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1336 WATERWOOD DRIVE?+
The most recent tax bill on record (2025) was $2,672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1336 WATERWOOD DRIVE be rented short-term?+
Yes — this home sits inside Woodridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1336 WATERWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $460,000, this home is listed about 6% below the Lutz median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1336 WATERWOOD DRIVE?+
Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Zoned for nightly rentals
Woodridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Lutz market that averages 41 — if it fits, move quickly.
04Strong assigned schools
Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of EXP REALTY LLC · Jonathan Moody. MLS #TB8535520.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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